Tuesday, March 25, 2014

Capital in partial equilibrium

Image source

Review: Thomas Piketty, Capital in the Twenty-First Century

Piketty's primary contribution is to provide an impressive array of data on wealth and income, for several countries, beginning as early as the 1700s in some cases. Note that he does not examine consumption data. The book is an impressive feat and certainly deserves attention, as the facts Piketty provides are crucial to discussions of the evolution of capital and economic inequality in the rich countries. Many reviews have been very positive; there are a lot of positive things I could say about it, but I will leave that to others. The book suffers from some fundamental flaws; in short, while it is heavy on data it is light on serious economics. Readers will find themselves wading through hundreds of pages of opinion and ideological quips, not economic analysis, with interesting charts scattered throughout. The firehose of data can be overwhelming, which may explain why some reviewers internalized his arguments uncritically. Piketty's accomplishments with data collection are admirable. But a book of this size, with the title Capital, should include some economics.

Piketty's data on inheritance are the most interesting and persuasive to me. Inheritance still matters and plays a nontrivial role in the wealth and income distribution. Reducing wealth inequality over time, should we decide to do so, will require serious attention to the issue of inheritance, which more than any other issue lacks a tie to meritocracy (but that does not mean incentives stop mattering!). There may be other arguments, not based solely on inequality, for thinking about inheritance. That said, not all capital is created equal, and the book could have benefited from some focus on distinctions between capital types--particularly in the context of inheritance.

Most of the analysis in the book is more about accounting than economics. Piketty takes nearly everything as exogenous then divides things arithmetically. His ubiquitous r > g heuristic takes both sides of the inequality as given for almost the entire book. Lines like "the richest 10 percent appropriate three-quarters of the growth" (297) enable lazy readers to avoid thinking about what actually determines income. Language about "appropriation" suggests that we live in an endowment economy, as does the claim that post-World War I wealth inequality fell "so low that nearly half the population were able to acquire some measure of wealth" (350). Endogeneity, anyone? Taking income as exogenous leads to other large problems with inference, such as the claim that "meritocratic extremism can thus lead to a race between supermanagers and rentiers, to the detriment of those who are neither" (417). Piketty does not consider the possibility that this race results in more income than otherwise, nor does he consider the notion that an increase in the bargaining power of elite executives could actually come at the expense of capital owners rather than workers. I'm not making an argument for either here; I'm simply suggesting that Piketty's ideological quips don't deserve the certainty with which he delivers them. Models with endowment economies have their purposes, but a 600-page book should be able to relax such strict assumptions. His criticisms of mathematical economics (32, 574) are not surprising given that he relies so heavily on assumptions and mechanisms that would be highly vulnerable to criticism if they were forced into the transparency of a formal model.

This kind of fast-and-loose economic reasoning pervades the book. Piketty attributes the rise of the "patrimonial middle class"--the great home-owning middle class of developed countries--entirely to the rise of capital taxation (373). It's perfectly reasonable to argue that taxation played a role, but it's absurd to give taxation all the credit without further analysis. Piketty relies on this shaky causal claim for his central thesis; presumably unbounded capital accumulation wouldn't be a problem if everyone owned some. Denying that economic forces played any role in bringing wealth to the middle class helps Piketty claim that inequality will spiral out of control and leave us all in poverty unless serious tax reform is effected. This argument also requires him to assure readers that there are no tradeoffs associated with capital taxation: "It is important to note that the effect of the tax on capital income is not to reduce the total accumulation of wealth" (373). We also learn that there is "no doubt that the increase of inequality in the United States contributed to the nation's financial instability" (297). No identification problem here, folks; causal inference is easy! The book is littered with extremely strong claims like these, despite the existence of good reasons to at least be skeptical of some of them. Maybe Piketty is right about these things, but he has not shown it here; and even if his considerable collection of charts and tables is enough to dazzle most reviewers into fawning submission, the data are not sufficient for demonstrating his strong conclusions.

Piketty's data on the rise of middle-class capital ownership raise an important point. A key theme of the book is that poor people don't own productive assets, so they must rely entirely on labor for income. But is taxation and redistribution the only way to address this situation? This poses a difficult question for those who oppose some form of privatization of government retirement programs. One cannot simultaneously claim that owners of capital stand to gain absurd riches in coming decades and that privatization and choice for Social Security is a terrible idea.* This is not the only possible alternative to taxation, but it is a reminder that one way to treat the problem of poor people not owning stuff may be to help poor people, well, own more stuff. But Piketty simply asserts that "only a progressive tax on capital can effectively impede" increasing wealth concentration (439). More generally, Piketty decries the ability of those with large fortunes to access opportunities for higher rates of capital return than those with smaller starting funds, but he makes no mention of the fact that this is due in part to laws banning small investors from participating in alternative investments. By law, if I want to invest in a startup, I can only do it in undiversified ways (like starting my own firm or investing in a friend's). We don't need higher taxes to help lower classes invest better.

Another key weakness of the book is that, like much of the popular debate on inequality, it focuses almost entirely on higher moments of income and wealth distributions while making only minimal effort to provide context about absolute levels of income and wealth. Piketty compares inequality over the centuries, noting that it is returning to pre-World War I levels then claiming that "the poorer half of the population are as poor today as they were in the past" (261). This is only meaningful in relative terms; as Piketty briefly mentions a few times (but does not emphasize), the poor of 2014 are much better off than even average earners from previous centuries: "With 5-10 times the average income in 1800, one would have been in a situation somewhere between the minimum and average wage today" (415, see also 88), and even Piketty admits that this claim relies on dubious adjustments for inflation (how much did a car with air conditioning cost in 1800?). The truth is that most of today's developed-country poor are astronomically, unquantifiably better off than almost anyone from 1800, which raises the question of why Piketty sounds alarms about inequality reaching previous levels. He briefly acknowledges modern international context in chapter 12, but he examines only wealth inequality,** which is tricky, and makes no mention of global income inequality, which has been declining. In any case, Piketty has strong incentives to tell us that the only thing that matters is inequality within rich countries (432)--even if the poorest Americans are better off than most of the world.

This is the great failure of the inequality alarmists generally: a myopia centered around rich countries that have seen massive growth in purchasing power for everyone. For within-country inequality to become a public policy priority, those concerned about it need to make a much stronger case. This isn't just about whether society is totally meritocratic--obviously it's not, as Piketty argues in multiple places. The problem is that Piketty has not performed an analysis of optimal inequality, choosing to rely instead on a lot of straw man arguments and vague references to "democracy." He has provided a lot of data that demonstrate that inequality in countries that produce the top 20 percent of global output is on the rise, and he has suggested policy remedies (that he claims are basically costless), but he has not made a serious attempt to convince fence-sitters that this issue should top the policy agenda.

It is hard to believe that Piketty's predictions for the future--on which his policy prescriptions rely--are much more than undisciplined speculation. He does not have a model. He has shown us historical data from which he has drawn inference using accounting-based counterfactuals and a lot of hand waving. He has made forecasts for the future paths of income and returns to capital--both of which are basically exogenous processes in the text. On these forecasts he hangs his broader predictions. His predictions are worth noting because he is a capable scholar with a tremendous mastery of the data, but his hand-wavy approach to dismissing (or ignoring) weaknesses in his framework limits the ability of his speculations to convince those who don't already agree.

Economists who write books like this have an opportunity to educate the public in economic reasoning. Thinking about macroeconomics is hard. Piketty's methods and rhetoric suggest to readers that macroeconomics is easy. He can dismiss all objections with a wave of his hand. He can ignore policy tradeoffs and potential general equilibrium effects by simply asserting them away. Someone should count how often he uses the terms "no doubt" and "clearly" when drawing huge, highly debatable conclusions about almost everything (e.g., 511). By referencing only charts (if even that) for many of his claims, he is feeding the sloppy and destructive "this one chart proves...!" fad that has spread in the blogosphere; a chart is never sufficient to make causal claims or demonstrate optimal policy. In this sense, Piketty does his readers a disservice. He should have asked them to think harder instead of just gazing at graphs. He should have accompanied his facts and predictions with serious normative arguments instead of assuming his readers automatically share his deep concerns about how the world's top 20% are faring compared to the world's top 0.1%. He should have explained the reasons many economists prefer low taxes on productive capital other than land; even if he finds such arguments unpersuasive, he robs readers of the chance to consider them when he blatantly accuses those economists of intellectual dishonesty (514).*** He should have acknowledged the massive "causal density" problem in macroeconomics and shown readers how economists investigate causal relationships and, more importantly, identify the limits of their knowledge. Instead, he preaches to the converted and to those who are easily overwhelmed by a deluge of charts, knocking down straw men but avoiding the hard questions. The book is many things, including an excellent resource for stylized facts, but serious economic analysis it is not.

Capital is tremendously informative, and Piketty's use of literary anecdote is a nice touch; but ultimately this is a chart book, with plenty of economic data but very little economics.


*Piketty devotes a grand total of two paragraphs to this idea (488-9), making two weak, unimaginative arguments against the policy. He cannot imagine a way to transition from PAYGO to private investment accounts, and he believes that trusting retirement to the markets amounts to "a roll of the dice." We know enough about optimal retirement portfolio choices to do better than dice-rolling. For someone in my generation, watching a chunk of my paycheck go toward a program based on the silly assumptions underlying Social Security is the real gamble. In any case, if Piketty truly believes that giving everyone a chance to become an owner of capital is a dice roll, he must explain why he is so certain that capital income is sure to explode in coming decades.

**His discussion of wealth inequality even includes an awkward admission: "The average global fortune is barely 60,000 euros per adult, so that many people in the developed countries, including members of the 'patrimonial middle class,' seem quite wealthy in terms of the global wealth hierarchy" (438). But the middle class doesn't just "seem" wealthy. The developed world's middle class is wealthy by any objective standard, which emphasizes my point that inequalities within developed countries are much less disconcerting that true global poverty.

***Aside from this silly accusation, Piketty never mentions optimal taxation literature aside from a handful of his own papers. His central recommendation of a global wealth tax does not read like a result of optimal taxation analysis. He claims that "it is hard to think of an economic principle that would explain why some assets should be taxed at one-eighth the rate of others" (529), as if "elasticity" and other drivers of optimal tax models are not economic principles.

163 comments:

  1. I'm still waiting for my library to get a copy of the book, and don't really feel like buying it.

    Anyway your post has caught my interest (along with many other reviews).

    May I respond to a few points -

    First, you say that the whole idea of endowment model is not very interesting because it means you overlook accumulation. True. But the question of inequality is independent of the change in the size of the total endowment - it is a pure distributional issue regardless.

    Certainly at any point in time we could redistribute the current stock of capital in the economy, and the new capital owners will have the same incentives as the old ones.

    You then say this, which I find puzzling

    "One cannot simultaneously claim that owners of capital stand to gain absurd riches in coming decades and that privatization and choice for Social Security is a terrible idea."

    Why not? These seem completely separate issues, and furthermore, social security is always PAYGO in terms of real resources.

    http://www.demos.org/blog/10/20/13/get-ready-some-totally-confused-social-security-discussions

    But then you say that "one way to treat the problem of poor people not owning stuff may be to help poor people, well, own more stuff"

    Which is exactly what a progressive tax and transfer system actually does. It takes stuff from people who own it and give to people who don't. What you seem to want is some magical way to 'grow' out of inequality.

    Also you make points about inequality by comparing the growth in incomes of the poorest - if the poorest are getting wealthier over time then it doesn't matter how much faster the rich are getting richer. That is a nonsense idea. The distribution always matters.

    http://ckmurray.blogspot.com.au/2014/02/poverty-is-always-relative-concept.html

    Anyway, I'll get the book soon enough and make my own judgment. It was once to read something a little more critical of Piketty, and I will probably read it more closely now.

    ReplyDelete
    Replies
    1. Hi Cameron. Thanks for reading and commenting.

      Of course I realize that the question of inequality is, by definition, about distributions and not levels. What I'm suggesting is that the degree to which inequality reduction should be prioritized as a public policy issue depends in part on levels. High inequality where the bottom end of the distribution is starving to death would concern me much more than high inequality where the bottom end are driving BMWs. I worry more about poor vs. rich than rich vs. very rich. In international and historical context, developed-country inequality is about rich vs. very rich. This is not to trivialize the concerns of rich-world poor people, which I know are very real; I just want to put it in context. I'm much more concerned about global inequality, and the policies that might reduce global inequality might not necessarily reduce rich-country inequality (e.g., more immigration).

      Yes, an unexpected, one-time redistribution of wealth would not affect incentives. A permanent wealth tax of the type advocated by Piketty probably would.

      When I talk about privatization and choice in Social Security accounts, I'm considering the idea of letting people invest private SS accounts in equities. I realize that currently SS is a PAYGO system. And that article you link is nice (thanks); I can see that I need to think more about general equilibrium effects. But when the author claims that it would all be PAYGO regardless, they are assuming that we stick with a defined benefit system, in which case the returns on withheld funds are decoupled from eventual outlays. That's not necessarily how it would need to work, though I realize there will always be transfers for some people. A system in which SS funds are tied to capital instead of just loaning to the government would ease the burden on future taxpayers and give everyone a stake in capital, assuming we abandon defined benefit. Demographic trends may force us to do so eventually.

      By the way, if the difference between individual equity accounts and the current system is only an accounting distinction, as the author claims, Piketty should be including expected SS benefits as individual wealth. That would probably make inequality look a bit better.

      Poverty need not be a relative concept, aside from semantic debates. We can give it an unchanging definition if we want--something based on sufficient nutrition, shelter, etc. I don't want to push my point too far--I'm not one of those people who claims the American poor are plenty rich and deserve no attention. I did not say that "if the poorest are getting wealthier over time then it doesn't matter how much faster the rich are getting richer." I don't believe that. And I know that we're going to move the goalpost over time, which is fine. My general point is simply that the amount of policy concern I give to inequality data depends in part on whether the bottom of the distribution is being clothed and fed. There are exceptions, but that concern is rare in the US, while it is rampant globally, hence my belief that global inequality deserves more policy attention. More generally, there may be other domestic policy issues that are more pressing--such as unemployment, which is related to inequality but not equal to it.

      Delete
    2. It seems we've got each other thinking in depth about this.

      Can I just make one more comment, which will probably open a can of worms because it contradicts accepted thinking, but which from my observations seems quite correct.

      A wealth tax will not be a tax on capital goods (the buildings, machines equipments). It will be a tax on monopolies, like land, patents, etc that allow firms to actually have a value (since there is no scarcity of produced capital goods - if someone who owns a machine wants to charge me more than it cost them to buy it, I will just buy it instead).

      Hence, a tax on wealth is effectively a tax on scarce resources, which, by their nature, are not created or destroyed via investment.

      In any case, if a once off wealth tax/redistribution will not affect incentives, then a permanent wealth tax will not either, since it is merely a series of once of redistributions over infinitesimally short time periods.

      Delete
    3. I'm not sure I follow. If I understand correctly, Piketty's wealth tax covers everything--the value of owned businesses, including things like partnerships or stocks, along with other financial assets and land, liquid savings, etc. So the value of machines, buildings, etc is going to be reflected in the value of firms. It is definitely a tax on capital goods, and since it is recurring (annually or whatever), it effectively reduces the value of the future flow of output from productive assets. At the margin, that means fewer capital goods. I wouldn't take a stand on how large of an effect we're talking about here, but I think there are incentives at work.

      I do agree with you that a tax on things like patents or land is a very different animal from a tax on capital equipment. I talked about this here http://updatedpriors.blogspot.com/2014/03/are-landlords-future-global-plutocracy.html. Actually this is one of my other complaints about Piketty--he treats all forms of capital as the same for most of the book, which from an optimal tax standpoint seems strange to me. In my view the case for a land tax is much better than the case for a total wealth tax.

      Delete
    4. Good day to all viewer online.

      Are you looking for financial freedom,contacting the right company for legitimate loan lender have always been a huge problem to clients who have financial problem and in need of solution to it at an affordable interest rate?have you been turned down constantly by other banks and other financial institutions? contact pacoloancompany@gmail.com Mr Mark Roland Paco Financial Corporation Inc, We offer loans ranging from ($5,000.000.00.$ˆ£ To 100,000,000 $ˆ£ Or It\'s equivalent In Euro & USD, Pounds). At 3.% interest rate.Loans for developing business a competitive edge/Business expansion. We are certified, trustworthy, reliable, efficient, fast and dynamic. And a Co-operate Financier For Real Estate And Any Kinds Of Business Financing, Contact us today by Email: pacoloancompany@gmail.com or Contact Call/Text +1 (419) 719-1349

      Delete
    5. NOW LIFE IS WORTH LIVING WITH THE HELP OF EDWARD JONES FINANCE

      Hello Every One, My Name is Trevor Cohen live in Texas and life is worth living comfortably for me and my family now. I really have never seen goodness shown to me this much in my life as i am a struggling Dad with three kids and i have been going through a serious problem as my son encountered a terrible accident last week, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again, and i could not afford the bill for his surgery then i went to the bank for a loan and they turn me down stating that credit score was bad, from there i run to my father and some of my friends but they could not help, then when i was surfing through the net i came across a loan lender EDWARD JONES who provides loans at an affordable interest rate of 2% and i have been hearing about so many scams on the internet but at this time, in my desperate situation i had no choice than to give it a try and surprisingly it was all like a dream, i received a loan of $85,000.00 and i payed for my son surgery and thank GOD today he is okay and can walk. I could in turn start something profitable with the remaining amount and i said to my self that i will shout loud to the world of the wonders of GOD to me through this GOD fearing lender EDWARD JONES and i will advise anyone in genuine and serious need of loan to contact this GOD fearing Company via: Jonesloanfinance@yahoo.com OR Text him +1(307) 217-5388

      Delete
    6. Good-day, I'm Josef Lewis. A reputable, legitimate & accredited lender. We give out loan of all kinds in a very fast and easy way, Personal Loan, Car Loan, Home Loan, Student Loan, Business Loan, Inventor loan, Debt Consolidation. etc

      Get approved for a business or personal loans today and get funds within same week of application. These personal loans can be approved regardless of your credit and there are lots of happy customers to back up this claim. But you won’t only get the personal loan you need; you will get the cheapest one. This is our promise: We guarantee The lowest rate for all loans with free collateral benefits.

      We strive to leave a positive lasting impression by exceeding the expectations of my customers in everything I do. Our goal is to treat you with dignity and respect while providing the highest quality service in a timely manner. No social security Number required and no credit check required, 100% Guaranteed. Kindly respond immediately using the details below if interested in a loan and be free of scams..

      Email: progresiveloan@yahoo.com
      Call/WhatsApp: +16626183756
      Website: https://progresivefunding.wordpress.com


      Delete
  2. "This poses a difficult question for those who oppose some form of privatization of government retirement programs. One cannot simultaneously claim that owners of capital stand to gain absurd riches in coming decades and that privatization and choice for Social Security is a terrible idea.*"

    The operative word here is "some" as in "oppose some form of privatization of government retirement programs." Only some programs are opposed. I think you'd find that a lot of people who oppose various proposed plans (like Bush's plan a few years back) aren't opposed to all plans. There's a difference between having apprehension over the idea of what would happen if high-fee fund managers started marketing to the financially illiterate in order to skim some of those payroll tax contributions for themselves vs. offering the choice of putting some money into a low-cost diversified index fund.

    Furthermore, privatizing existing public programs isn't the only direction one can go. The Alaska permanent fund is run by a private corporation, but it isn't the result of privatizing a once public entity. If the nation were to follow suit, this would allow the larger public to reap some of the rewards from that capital without having to privatize anything that's currently publicly run.

    The contradiction you present is really only a contradiction if you limit the notion of sharing capital gains with the general public as a scheme limited to handing over our payroll taxes to high-fund managers. If you drop that assumption and consider a much wider array of possibilities, you'll see that it's not nearly the conundrum you present.

    ReplyDelete
    Replies
    1. Thanks Nylund, fair points.

      Delete
    2. In that sense, a good argument against privatization is that the political process is likely to award much of the benefit to the financial sector rather than individuals. We've seen how they have captured a nontrivial share of the gains from the 401(k) revolution.

      Delete
  3. A quick question. All the reviews talk about r>g. Should it not be about fr>g, where f is the fraction which one saves and reinvests. This immediately leads to frβ=s, where the other symbols are as in Piketty (I am still in the 11th chapter). Assuming that β does not explode, then fr should tend to g and we get the asymptotic formula β=s/g without any models. In any case, I think that 'it is all about r>g' seems misleading. I am not an economist, essentially learning a bit from Piketty's book. So I would welcome some clarification since I may be misunderstanding the stuff.

    ReplyDelete
  4. It seems that I am not completely misunderstanding the stuff. Calculations of this type are in a paper of Thomas Piketty and Gabriel Zucman http://behl.berkeley.edu/files/2013/02/Piketty-Zucman_WP2013-10.pdf

    ReplyDelete
    Replies
    1. Yes, in an early draft of the review I talked about this more, but I cut it out. As you've seen, Piketty calls beta=s/g the "second law of capitalism," or something like that. He does not derive this in the book, but it comes from a model called Harrod-Domar. Note that it relies on a few assumptions. Growth and the savings rate are both taken to be constant and exogenous. This is a nice heuristic, actually, as is his "first law of capitalism," but as I say in the review it's odd to me that he leaves these things exogenous throughout the book. The savings rate is likely to depend on capital returns, among other things. Also, the Second Law is much less of a law than the First Law, which is actually an identity.

      Delete
  5. I have not looked through their paper carefully yet. I wrote a derivation here which does not use any model only that β is bounded http://gaddeswarup.blogspot.com.au/2014/03/trying-again-to-understand-piketty.html
    Since I do not know the area, it is possible that it is not quite correct.

    ReplyDelete
    Replies
    1. Your derivation is not quite right. Your law of motion for the capital stock assumes that capital is only accumulated through returns on existing capital.

      Here's the derivation. Let K be capital, Y be income, s be the savings rate, and g be the growth rate. Abstract from depreciation, etc. Assume that K/Y, or beta in Piketty's text, is constant over time, as are s and g. Then:

      K(t+1)=Y(t+1)*beta for all times t
      K(t+1)-K(t)=beta*(Y(t+t)-Y(t))
      We assume a closed economy, so total savings=total capital investment, and investment is simply the change in the capital stock. So
      sY(t)=K(t+1)-K(t) (total savings equals total investment)

      Do some substitution, so
      sY(t)=beta*(Y(t+1)-Y(t))

      Note that by definition g=(Y(t+1)-Y(t))/Y(t), so we get
      s=beta*g
      beta=s/g, QED

      Allowing for depreciation just throws some extra terms in, so Piketty just defines s as savings net of depreciation.

      Delete
  6. Thanks for the clarification. That should help. Time difference is the reason for late acknowledgement.

    ReplyDelete
  7. Ryan - what about the effect wealth/income concentration has on growth? The reason to confine the focus on inequality to a given country is to analyze its growth prospects, no?

    The whole secular stagnation hoopola, for example, postulates that full potential requires a negative real interest rate - which is sort of a tax on wealth.

    (I realize I'm stretching two things here - but the point is just to show how wealth concentration might effect growth negatively)

    Or you could say: wealth/income concentration raises the savings rate. If productive investment does not commensurately rise, then debt or unemployment must rise.

    Perhaps the problem with wealth/income concentration is that it pushes up the savings rate at the very same time as it reduces the purchasing power that fuels demand. So there are more funds available for investment - but diminished prospects for growing businesses because of the lower demand.

    I think this partially depends on viewing demand as effecting long term growth... and for that I would love to hear your comments on this post:

    http://slackwire.blogspot.com/2013/02/aggregate-demand-in-long-run.html



    ReplyDelete
    Replies
    1. Hi JD, thanks for commenting.

      Piketty does not draw direct links between inequality and growth. To my knowledge there is not a good story for that yet, though I've seen Mian and Sufi make some arguments there (secular stagnation-related, as you note). There may be reasons to think the causality runs in the other direction, though, due to the relationship between output and the capital stock. Also note that the secular stagnation story (rg) have yet to be reconciled (or really spelled out rigorously at all); see Matt Rognlie's comment on this post: http://www.arnoldkling.com/blog/mian-sufi-vs-scott-sumner-and-john-taylor/

      As to your comment on the savings rate, this is related to my complaints about Piketty. Sure, it's plausible that wealth/income concentration means more savings than a more equal distribution (though it's not clear that it means this over time--relative vs. absolute matters). But two things: first, savings=investment. You need a good story for why savings would rise but investment would not. The common story for this is the ZLB, which isn't entirely persuasive (and, again, difficult to reconcile with r>g). Second, if savings becomes too large it puts downward pressure on r, weakening Piketty's r>g story. General equilibrium matters here.

      I'm not sure I buy your claim that concentration reduces purchasing power. Why should it do that? Inequality is a relative story. It's possible for everyone's purchasing power to rise even as inequality rises, which is what has happened over the time period Piketty examines.

      "More funds available for investment - but... lower demand." Investment is part of demand! This is what the secular stagnationists have yet to explain--an increase in investment and decrease in consumption is not a decrease in demand, necessarily.

      I see a lot of people embracing both Piketty's arguments and secular stagnation arguments. Right now, that's a trip down the rabbit hole. Neither is very convincing on its own; together, they become a hodgepodge of contradictions.

      I'll take a look at your post, thanks.

      Delete
  8. Consider An "Optional" Net Wealth Tax

    The Piketty diagnosis sounds like the "Economy of Exclusion" described by Pope Francis a few months back. The trickle-down economic theories and global markets work to concentrate wealth at the top as they become more efficient. This growing concentration has left more and more people excluded from work and a share of wealth needed to support family life.

    Piketty’s version of a wealth tax is extreme because it is global (said to be needed to prevent wealth from leaving the country) and has a progressive rate structure (for no necessary reason). His design may reflect problems with the implementation of a "soak the rich" style wealth tax in France.

    A global wealth tax is not needed because the U.S. has maintained a worldwide tax jurisdiction and already requires that overseas assets be reported to the Treasury under penalty of a felony. Consider the same rates for rich and poor – 8% on income, no payroll taxes and 2% on net wealth (excluding $15,000 cash and $500,000 in retirement savings). Even C corporations could be taxed at a flat 8% with a 4% VAT - (considered the fairest way to apportion taxes among businesses worldwide).

    For individuals who want to avoid a 2% net wealth tax, there would be nothing wrong with an optional flat 26% income tax rate (and capital taxes on gains, gifts and estate taxes later). An optional net wealth tax paired with very low income tax rates is, at least, politically cognizable. According to Bill Gates (speaking at AEI on March 13, 2014) the elimination of payroll taxes is also the best way to encourage full employment.

    ReplyDelete
  9. This is probably the best review I've read of Piketty's book. Thank you for writing it.

    ReplyDelete
  10. I see Mathew Yglesias on Vox lists this review a being "from the right." I wonder what you think about this characterization. I don't see anything especially right-wing about your excellent review.

    ReplyDelete
    Replies
    1. Thanks for the comment, ed. I agree. I don't really have strong political preferences, and I think asking Piketty to address the optimal tax research and endogenize a few things would be pretty standard in an econ seminar room, regardless of politics. I said as much to Yglesias, and he graciously conceded the point: https://twitter.com/mattyglesias/status/453602088011182080

      Delete
  11. Ryan,

    Thanks for this thoughtful comment.

    One things that raised a red flag was this: "This is not the only possible alternative to taxation, but it is a reminder that one way to treat the problem of poor people not owning stuff may be to help poor people, well, own more stuff."

    Well, maybe. Past experiments with encouraging ownership, particularly home ownership, turned out to have some very bad side-effects. As a result, I'm wary of social engineering aimed at encouraging ownership.

    ReplyDelete
    Replies
    1. That's certainly a fair point. I agree that home ownership policy has probably had some nasty consequences (though, to be fair, most of it is really about home borrowership).

      I am not here advocating any specific policy, but given that our current pension system (Social Security) is already a huge social engineering project, my prior is that replacing it with an ownership-based program isn't likely to be much worse.

      Delete
  12. "Capital is tremendously informative, and Piketty's use of literary anecdote is a nice touch; but ultimately this is a chart book, with plenty of economic data but very little economics." -

    A chart book? Like the highly praised tome "This Time Is Different" by GM Rogart et al.? LOL you economists make me LOL.

    ReplyDelete
    Replies
    1. Thanks for reading, Ray. As a general rule I don't find arguments that treat "economists" as a homogenous group very useful. In any case, as I said early in the review Piketty's data assembly is a big contribution, as was the Reinhart & Rogoff book. Beyond that, I don't remember my thoughts about the theoretical and speculative aspects of the latter well enough to comment.

      Delete
  13. A very good and thoughtful review.

    ReplyDelete
  14. First, great review. Few comments. I am a tax lawyer, not an economist, and am from the right.
    Tax on capital very hard to enforce and will normally be full of loopholes. In effect a tax on capital is a wealth tax, assessed like the estate tax, only on an annual or on time basis. IRS is required to devote substantial resources to estate tax, which produces very little money, while it tends to be full of loopholes so it is only levied on those who fail to plan.
    Point 2, capital tax, even one time capital tax will have massive impact on incentives as do high income taxes. People save, invest, take chances,and work (things all key to economic growth) so they can either keep and spend the money or leave to their heirs. As one of my friends says, it is not what you make that counts, it is what you keep. Another example of incentives created by one time events, look at multinational corporations, they were offered a lower rate of tax to bring home funds once, and now keep fond offshore until another one time tax break occurs. Also an annual capital tax will cause individuals to move capital into hard to value assets (or create structures with discounts), which will likely not be optimal capital allocation for economic growth.
    Next, as an investor most of what Piketty says contrary to the world as we know it. The Fed is engaged in financial repression, which reduces the return from capital to below market rates, so "safe" real returns are very low, often below inflation. Since 1998 the S & P has returned less than a 5% return.
    And I would also add, just for fun look at breakdown of share of AGI by income groups since 1998 (10998 to 2011). Shares of income have not changed, yet means tests assistance has greatly increased, so hasn't income inequality gone down?

    ReplyDelete
    Replies
    1. Thanks for your comment. I wish I had a stronger grasp of tax law...

      Delete
  15. Excellent review, the best I've seen so far. The fact that Yglesias marked it as "from the right" shows how useless these commentators are.

    Any attempt to a serious criticism is an uphill battle. Not because it would is difficult, as you clearly show, but because he does not conform to the language and norms of economics as a peer-reviewed science, so he can pretty much state anything he wants. The size of the book only add to the confusion, because he does say everything that critics could use to attack him. When he adds everything up, it's not clear how he did the sum, what figures he added. This is pure politics, it would never pass peer-review.

    Deirdre has always been right: rethoric is all that counts. Harrod - Domar now has become the second fundamental law?

    ReplyDelete
    Replies
    1. Thanks for the comment. Yes, the Yglesias thing was so puzzling. It's so annoying that everything must be seen through the Right/Left lense. I don't have strong preferences about most policies, including the global wealth tax. I just wanted Piketty to give some minimal attention to the taxation literature and general equilibrium concerns! Apparently that makes me a conservative.

      Delete
    2. NOW LIFE IS WORTH LIVING WITH THE HELP OF EDWARD JONES FINANCE

      Hello Every One, My Name is Trevor Cohen live in Texas and life is worth living comfortably for me and my family now. I really have never seen goodness shown to me this much in my life as i am a struggling Dad with three kids and i have been going through a serious problem as my son encountered a terrible accident last week, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again, and i could not afford the bill for his surgery then i went to the bank for a loan and they turn me down stating that credit score was bad, from there i run to my father and some of my friends but they could not help, then when i was surfing through the net i came across a loan lender EDWARD JONES who provides loans at an affordable interest rate of 2% and i have been hearing about so many scams on the internet but at this time, in my desperate situation i had no choice than to give it a try and surprisingly it was all like a dream, i received a loan of $85,000.00 and i payed for my son surgery and thank GOD today he is okay and can walk. I could in turn start something profitable with the remaining amount and i said to my self that i will shout loud to the world of the wonders of GOD to me through this GOD fearing lender EDWARD JONES and i will advise anyone in genuine and serious need of loan to contact this GOD fearing Company via: Jonesloanfinance@yahoo.com OR Text him +1(307) 217-5388

      Delete
  16. "This is the great failure of the inequality alarmists generally: a myopia centered around rich countries that have seen massive growth in purchasing power for everyone. For within-country inequality to become a public policy priority, those concerned about it need to make a much stronger case". From what I understand, the problem with inequality is not only poverty, but also power: richer people have more influence on policy-making than poorer ones and this tends to skew the political field in favor of the economic advantaged. So, in my view, within-country inequality should be a public policy priority even if it does not have anything to do with poverty.

    ReplyDelete
    Replies
    1. Yeah, I think that is the best argument for concern. I don't know relevant research on the subject. I can think of examples where this didn't happen--think of the Robber Barons' inability to prevent passage of the Sherman Act. But if wealth concentration leads to political capture, it's worth worrying about.

      Delete
  17. Thanks for this great review -- I really enjoyed it!

    If you ever do a follow-up, you might find this interesting: www.quandl.com/PIKETTY.

    This is basically a collection of all the raw data tables in Piketty's book, stripped of all extraneous formatting, easy to graph, and downloadable to Excel, Stata, R, Python or the analysis tool of your choice.

    ReplyDelete
  18. Our Capital Gains Tax service can be provided as an individual service or may be combined with other tax and accountancy related services as part of an annual package that we can offer as your appointed Accountants and Tax Advisers.

    ReplyDelete
  19. borrowers also needs to possess a obvious knowledge of their own capability to pay back these types of provides. These types of loans are nearly always supported through some type of security. It might be essential to make use of vehicle game titles, future income or even joblessness inspections or even every other resource or even product associated with worth. In the event that individuals neglect to help to make their own obligations promptly in order to set up additional plans, these types of property could be stated through their own lenders as well as offered to ensure that any kind of deficits how the lender offers sustained could be recouped.

    http://textloansonlineuk.co.uk/

    ReplyDelete
  20. Agree with much of this, although in general I think the world could use a bit more inequality alarmism. Thanks for writing! (and reading... I wish I had just read the charts)

    ReplyDelete
  21. Its a great pleasure reading your post.Its full of information I am looking for and I love to post a comment that "The content of your post is awesome" Great work.
    review

    ReplyDelete
  22. payday loans for bad credit @ http://badcreditpaydayloansx.co.uk
    1000 loans for bad credit @ http://badcreditpaydayloansx.co.uk
    cheap payday loans @ http://badcreditpaydayloansx.co.uk
    fast payday loans @ http://badcreditpaydayloansx.co.uk

    ReplyDelete
  23. We Offer Loan At A Very Low Rate Of 3%. If Interested, Kindly Contact Us Now.email us now reply to email (urgentloan22@gmail.com)

    LOAN APPLICATION FORM [Fill and Return]

    1. Full Names:------
    2. Country:-----------
    3. State:---------------
    4. Contact Address:-------
    5. Loan Amount Needed:------
    6. Duration of the Loan--------
    7. Monthly Income:----------------
    8. Direct Telephone Number:-----------
    Have you applied for loan online before (yes or no)

    EMAIL: {urgentloan22@gmail.com}
    Best Regards.

    ReplyDelete
  24. My name is.Mrs Cynthia Corvin. I live in Ukraine i am a happy woman today? i need to use this time to tell all people how i got my loan from this honest and God fearing man loan lender that help me with a loan of $140,000 please contact him. if you also need a loan without any problem he name is Dr Purva Pius email {urgentloan22@gmail.com} tell him that is Mrs CYNTHIA CORVIN that refer you to he contact Email {urgentloan22@gmail.com}

    ReplyDelete


  25. GENUINE LOAN WITH LOW INTEREST RATE APPLY
    Do you need finance to start up your own business or expand your business, Do you need funds to pay off your debt? We give out loan to interested individuals and company's who are seeking loan with good faith. Are you seriously in need of an urgent loan contact us.Email: (urgentloan22@gmail.com)

    BORROWERS DATA FORM
    1)YOUR NAME:_______________
    2)YOUR COUNTRY:____________
    3)YOUR OCCUPATION:_________
    4)YOUR MARITAL STATUS:_____
    5)PHONE NUMBER:____________
    6)MONTHLY INCOME:__________
    7)ADDRESS:_________________
    8)PURPOSE:_________________
    9)LOAN REQUEST:____________
    10)LOAN DURATION:__________
    11)CITY/ZIP CODE:__________
    12)HAVE YOU APPLIED FOR LOAN BEFORE?

    E-mail: (urgentloan22@gmail.com)

    ReplyDelete
  26. I’m Charles David by name, i want to use this medium to alert all loan seekers to be very careful because there are scam everywhere, Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. I had almost lost hope until a friend of mine referred me to a very reliable lender called Dr Purva Pius ( A God fearing man) who lend me a loan of $237,000 under 72 working hours without any stress. I explain to the company by mail and all they told me was to cry no more because i will get my loan from this company and also i have made the right choice of contacting them i filled the loan application form and proceeded with all that was requested of me and to my shock I was given the loan, If you are in need of any kind of loan just contact him now via: {urgentloan22@gmail.com}

    I‘m using this medium to alert all loan seekers because of the hell I passed through in the hands of those fraudulent lenders.

    Thanks you Dr Purva Pius Loan service for your help.

    ReplyDelete
  27. Are You Looking for a loan urgently? Would you like to settle your bills and Purchase property (Investment loan)/ Building loan? I can guarantee you 24 hours loan approval We are a world class Investment company offering all kinds of financial services with flexible repayment terms and a timely closing schedule.Email- (urgentloan22@gmail.com)
    Thank you

    ReplyDelete
  28. Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.

    ReplyDelete
  29. Hello

    Are you in need of a loan for any purpose? You are in financial problem? Do you need financial solution? Mr Johnson Pablo loans is the solution for all your financial problems, Our loans are simple, cheap and fast. Contact us today for that loan that you want, we can arrange any loan to suit your budget at only 2% interest rate. If interested, please contact us immediately.Optional Loan Protection may enable you to meet your loan repayments if you can not work due to illness, accident or unemployment. You can only get this valuable insurance when you apply for credit, so do not forget us if you want to it.Email: johnsonpabloloancompany@gmail.com

    ReplyDelete

  30. Do you need a loan .We are Legitimate and guarantee loan lender. We are a company with financial assistance. We loan funds out to individuals in need of financial assistance, that have a bad credit or in need of money to pay bills, to invest on business. I want to use this medium to inform you that we render reliable beneficiary assistance as We'll be glad to offer you a loan Contact us via Email: davis_credit100@yahoo.com

    ReplyDelete
  31. Hello My name is Sweeney Carol I want to thank Daniel Sliva Firm for helping me with my loan funds of $80,000.00 after been scammed for so long if you are interested in a loan please contact him so that he can also help you too his loan do not take long in 24 hours time my loan was in my account anyone that need an urgent and trusted loan should contact him now he is a God sent and a good person his email : danielsilva59491@gmail.com I am happy to write this here because there are many scams out there if you really need help without been scammed as I was scammed this is the right loan company to contact: Email: danielsilva59491@gmail.com or whatsapp : +15163505832

    ReplyDelete
  32. We are cheerful Loan Financier we offer loans to individual and public sectors that are in need of financial Assistance in a low interest rate of 2%. Bad credit acceptable, The Terms and Conditions are very simple and considerate. You will never regret anything in this loan transaction because I will make you smile. Our company has recorded a lot of breakthroughs in the provision of first class financial services to our clients, especially in the area of Loan syndication and capital provision for individuals and companies. We have brought ailing industries back to life and we back good business ideas by providing funds for their upstart. We have a network of Investors that are willing to provide funds of whatever amount to individuals and organizations to start business and operations. I want you to understand the fact that cheerful Loan Financier is out to help the less financial privilege get back on track by providing all type of loans to them (E.G)

    •Mortgages,
    •Home loans
    •Business loans and
    •Bad credit loans
    •Commercial loans,
    •Start-up working capital loans,
    •Construction loans,
    •Car loans,
    •Hotel loans,
    •Student loans,
    •Personal loans,
    •Debts Consolidation Loans,

    What are you waiting for contact Cheerful Loan Financier Via?

    Email. cheerful.loanfinancier@gmail.com
    Email: cheerful_loan@financier.com
    Phone contact: +1-782-821-2097

    ReplyDelete
  33. Good day to all viewer online.

    Are you looking for financial freedom,contacting the right company for legitimate loan lender have always been a huge problem to clients who have financial problem and in need of solution to it at an affordable interest rate?have you been turned down constantly by other banks and other financial institutions? contact pacoloancompany@gmail.com Mr Mark Roland Paco Financial Corporation Inc, We offer loans ranging from ($5,000.000.00.$ˆ£ To 100,000,000 $ˆ£ Or It\'s equivalent In Euro & USD, Pounds). At 3.% interest rate.Loans for developing business a competitive edge/Business expansion. We are certified, trustworthy, reliable, efficient, fast and dynamic. And a Co-operate Financier For Real Estate And Any Kinds Of Business Financing, Contact us today by Email: pacoloancompany@gmail.com or Contact Call/Text +1 (419) 719-1349

    ReplyDelete
  34. I was searching for loan to pay for my husband surgery and sort out my bills & debts, then I saw comments about Premier Lending Company. I doubted thus but decided to give it a try by contacting there email website https://www.goo.gl/VsLuod they responded with their loan terms and conditions on how it works. i'was assured that the loan $50,000 instant will be credited into my account so I applied for a loan & paid the processing fee to obtain the loan. 48 hrs later, I was shock to see that my account has been credited} I got my mortgage and I paid for my husband surgery and my daughter fees and thank God today he is good and he can walk now and the burden is no longer so much on me more and we can feed well and my family is happy today, I said to myself that I will mourn aloud in the world of the wonders of God to me through Premier Lending Company I advise anyone in genuine and serious need of finance should contact the on there website https://www.goo.gl/VsLuod for more info on how to obtain a loan from them.

    ReplyDelete
  35. NOW LIFE IS WORTH LIVING WITH THE HELP OF EDWARD JONES FINANCE

    Hello Every One, My Name is Trevor Cohen live in Texas and life is worth living comfortably for me and my family now. I really have never seen goodness shown to me this much in my life as i am a struggling Dad with three kids and i have been going through a serious problem as my son encountered a terrible accident last week, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again, and i could not afford the bill for his surgery then i went to the bank for a loan and they turn me down stating that credit score was bad, from there i run to my father and some of my friends but they could not help, then when i was surfing through the net i came across a loan lender EDWARD JONES who provides loans at an affordable interest rate of 2% and i have been hearing about so many scams on the internet but at this time, in my desperate situation i had no choice than to give it a try and surprisingly it was all like a dream, i received a loan of $85,000.00 and i payed for my son surgery and thank GOD today he is okay and can walk. I could in turn start something profitable with the remaining amount and i said to my self that i will shout loud to the world of the wonders of GOD to me through this GOD fearing lender EDWARD JONES and i will advise anyone in genuine and serious need of loan to contact this GOD fearing Company via: Jonesloanfinance@yahoo.com OR Text him +1(307) 217-5388

    ReplyDelete
  36. eToro is the #1 forex broker for beginning and professional traders.

    ReplyDelete

  37. Instead of getting a loan, I got my already programmed blank ATM card to withdraw a maximum of $5,000 daily for 30 days. I am so happy about this because i got mine last week and I have used it to get $45,000. Mr Mike is giving out the card just to help the poor and needy though it is illegal but it is something nice and he is not like other people pretending to have the blank ATM cards. And no one gets caught when using the card. get yours from him i fully recommend him. Just send him an email on (blankatm156@gmail.com )

    ReplyDelete

  38. Do you need any kind of loan if yes my contract Mr Anthony who help me with a loan just few week's back , i just need to share this round the world to let people know that there are still good heated people in the world today . I really lost money to scammers online all because i was desperate for a loan . Until i saw a comment about him , contacting him his not a mistake but a dreams come through for me . Now I'm a happy man with my family . Contact him if you need any loan at :inforamzanloan@gmail.com

    ReplyDelete
  39. When It Comes To Personal Loans * Business Loans etc., Contact Us Today Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) It’s Imperative To Work With The Right Company. We Help You Get The Best Rate For Your Business Loan Regardless Of Your Credit!!! If You Are Looking For A Personal Loans * Business Loans etc., You Have Come To The Right Place. Contact Us Today For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    Kindly write us back with the loan information;
    - Complete Name:
    - Loan amount needed:
    - Loan Duration:
    - Purpose of loan:
    - City / Country:
    - Telephone:
    - How Did You Hear About Us:

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    ReplyDelete
  40. When It Comes To Personal Loans * Business Loans etc., Contact Us Today Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) It’s Imperative To Work With The Right Company. We Help You Get The Best Rate For Your Business Loan Regardless Of Your Credit!!! If You Are Looking For A Personal Loans * Business Loans etc., You Have Come To The Right Place. Contact Us Today For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    Kindly write us back with the loan information;
    - Complete Name:
    - Loan amount needed:
    - Loan Duration:
    - Purpose of loan:
    - City / Country:
    - Telephone:
    - How Did You Hear About Us:

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    ReplyDelete
  41. Are you in any financial crisis? Do you need a LOAN to refinance your home, or expand your business? Do you need LOAN to settle urgent debts and stay with one lender? Do you need LOAN to pay off your bills? etc. Get your loan from $2,000 to $150,000,000.00 USD/EURO/POUNDS, at the rate of 2%. Money transferred into your account within 3 hours of approval. If you are interested in obtaining a LOAN, do not hesitate to send your request to us via e-mail: trustfundsloancompany50@gmail.com

    ReplyDelete

  42. Hey Guys!!!Am so happy I got mine from Mike Fisher. My blank ATM card can withdraw $2,000 daily. I got it from Her last week and now I have $14,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it, it is not traceable and now i have money for business and enough money for me and my family to live on .I am really happy i met Mike Fisher because i met two people before her and they took my money not knowing that they were scams. But am happy now. Mike Fisher sent the card through DHL and i got it in two days. Get your own card from her now she is not like other scammer pretending to have the ATM card,She is giving it out for free to help people even if it is illegal but it helps a lot and no one ever gets caught. i'm grateful to Mike Fisher because she changed my story all of a sudden . The card works in all countries except, Mali and Nigeria. Mike Fisher email address is blankatm002@gmail.com

    ReplyDelete
  43. Hi Viewers Get your Blank ATM card that works in all ATM machines all over the world.. We have specially programmed ATM cards that can be used to hack ATM machines, the ATM cards can be used to withdraw at the ATM or swipe, at stores and POS. We sell this cards to all interested buyers worldwide, the card has a daily withdrawal limit of $10,000 on ATM and up to $50,000 spending limit in stores depending on the kind of card you order for, we are here for you anytime, any day. Email; (blankatm156@gmail.com ) I'm grateful to Mike because he changed my story all of a sudden . The card works in all countries except, contact him now (blankatm156@gmail.com )

    ReplyDelete
  44. Hi Viewers Get your Blank ATM card that works in all ATM machines all over the world.. We have specially programmed ATM cards that can be used to hack ATM machines, the ATM cards can be used to withdraw at the ATM or swipe, at stores and POS. We sell this cards to all interested buyers worldwide, the card has a daily withdrawal limit of $10,000 on ATM and up to $50,000 spending limit in stores depending on the kind of card you order for, we are here for you anytime, any day. Email; (marcellrost@hotmail.com ) I'm grateful to Marcell because he changed my story all of a sudden . The card works in all countries except, contact him now (marcellrost@hotmail.com )

    ReplyDelete
  45. When It Comes To Personal Loans * Business Loans etc., Contact Us Today Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) It’s Imperative To Work With The Right Company. We Help You Get The Best Rate For Your Business Loan Regardless Of Your Credit!!! If You Are Looking For A Personal Loans * Business Loans etc., You Have Come To The Right Place. Contact Us Today For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    Kindly write us back with the loan information;
    - Complete Name:
    - Loan amount needed:
    - Loan Duration:
    - Purpose of loan:
    - City / Country:
    - Telephone:
    - How Did You Hear About Us:

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    ReplyDelete
  46. When It Comes To Personal Loans * Business Loans etc., Contact Us Today Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) It’s Imperative To Work With The Right Company. We Help You Get The Best Rate For Your Business Loan Regardless Of Your Credit!!! If You Are Looking For A Personal Loans * Business Loans etc., You Have Come To The Right Place. Contact Us Today For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    Kindly write us back with the loan information;
    - Complete Name:
    - Loan amount needed:
    - Loan Duration:
    - Purpose of loan:
    - City / Country:
    - Telephone:
    - How Did You Hear About Us:

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    ReplyDelete
  47. Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius, call/whats-App Contact Number +918929509036 via email:(urgentloan22@gmail.com) Thank you.

    ReplyDelete
  48. Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius, call/whats-App Contact Number +918929509036 via email:(urgentloan22@gmail.com) Thank you.

    ReplyDelete

  49. I am very excited today and do not know where to start my testimony from. I was a poor woman with 3 kids, i found it difficult to pay my bills and feed my kids. My husband left me and the kids for another woman and ever since then we were living in pain and hunger but just few days ago i came across a testimony of a man who got a blank ATM card from Mike Fisher so i immediately contacted them for the same type of ATM card and i am very happy to announce to the world that i am living a fulfilled life. This Blank ATM card can withdraw up to 10,000 dollars and more daily without you having any account with any Bank. I have been able to buy a house and living big with this blank ATM card. Are you poor and need help then contact Mike Fisher via email: ( blankatm156@gmail.com )

    ReplyDelete
  50. Finding a genuine provider of financial instrument is very challenging but we are certified Financial Instrument providers in Ireland. Presently, we only focus on BG/SBLC for Lease and Sale transactions. However, our Lease BG/SBLC is 4+2% and Sale at 32+2%. Should you find this interesting and acceptable? Kindly, contact us and we shall review and respond with draft Contract/MOU within 48hrs maximum. Please request for full procedure details if interested. For further inquiry contact:
    Name : Warren Gary
    E-mail : inquiry.barkerfinancial@gmail.com
    Skype id : inquiry.barkerfinancial@gmail.com

    ReplyDelete
  51. Hello,

    Looking for a debt consolidation loan, unsecured loans, business loans, mortgage loans, car loans, student loans, personal loans, venture capital, etc! I am a private lender, I provide loans to companies and individuals with low interest rates and reasonable interest rates of 2%. Email to: creditclearance4@gmail.com or text us via whatsapp +19782277925

    ReplyDelete

  52. APPLY FOR A QUICK AND CONVENIENT LOAN

    Do you need a loan .We are Legitimate and guarantee loan lender. We are a company with financial assistance. We loan funds out to individuals in need of financial assistance, that have a bad credit or in need of money to pay bills, to invest on business. I want to use this medium to inform you that we render reliable beneficiary assistance as We'll be glad to offer you a loan Contact us via Email: susan.credit@hotmail.com

    ReplyDelete
  53. Hello, Are you looking for a business loan, personal loan, home loan, auto loan, student loan, debt consolidation loan, unsecured loan, venture capital etc… OR Were you refused a loan by banks or any financial institution for one or more reasons. You are in the right place for your loan solutions! We are GEORGE NEGGA GUARANTEE LOAN, we give out loan to those that are in need of it positively, and also those that are trust worthy, we also grant out loans to companies and individuals at a low and affordable interest rate of 3%.. Do contact us via Email: georgeneggaguaranteloan@yahoo.com OR https://georgenegga.wixsite.com/guaranteeloan/contact

    ReplyDelete
  54. Hello friends!!! i am a citizen of USA. i want to testify of the good Loan Lender who showed light to me after been scammed by 6 different Internet international lenders, they all promise to give me a loan after making me pay a lot of fees which yield nothing and amounted to no positive result.i lost my hard earn money and it was a total of 5,000USD. One day as i was browsing through the internet looking fraudsters when i came across a testimony of man who was also scammed and eventually got linked to a legit loan company called Houston loan firm (Houstonloanfirm@yahoo.com)where he finally got his loan,so i decided to contact the same loan company and then told them my story on how i have been scammed by 6 different lenders who did nothing but to course me more pain.I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them.so i filled the loan application form that was given to me and proceeded with all that was requested of me and I was given a loan amount of $100,000.00 Dollars by this great Company (Houston loan firm} managed by Mr.Houston, and here i am today happy because Houston loan firm has given me a loan so i made a vow to my self that i will keep testifying on the internet on how i got my loan.Do you need a loan urgently? kindly and quickly contact Houston loan firm now on there via email address Houstonloanfirm@yahoo.com

    ReplyDelete
  55. Hello friends!!! am a citizen of USA. i want to testify of the good Loan Lender who showed light to me after been scammed by 6 different Internet international lenders, they all promise to give me a loan after making me pay a lot of fees which yield nothing and amounted to no positive result.i lost my hard earn money and it was a total of 5,000USD. One day as i was browsing through the internet looking fraudsters when i came across a testimony of man who was also scammed and eventually got linked to a legit loan company called Houston loan firm (Houstonloanfirm@yahoo.com)where he finally got his loan,so i decided to contact the same loan company and then told them my story on how i have been scammed by 6 different lenders who did nothing but to course me more pain.I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them.so i filled the loan application form that was given to me and proceeded with all that was requested of me and I was given a loan amount of $100,000.00 Dollars by this great Company (Houston loan firm} managed by Mr.Houston, and here i am today happy because Houston loan firm has given me a loan so i made a vow to my self that i will keep testifying on the internet on how i got my loan.Do you need a loan urgently? kindly and quickly contact Houston loan firm now on there via email address Houstonloanfirm@yahoo.com

    ReplyDelete
  56. Dear Sir / Madam

    Mr Roland Johnson Loan Offer

    We offer all types of loans.
    Need a loan at 1% interest?
    Contact our office today via email: mrrolandjohnson62@gmail.com
    With the amount of the loan and the duration.

    regards
    Mr Roland Johnson

    ReplyDelete
  57. Good day,

    (Roland Johnson Loan Consult) offers a wide range of financial loans Services for cooperating organizations and individuals. on reasonable interest rate of 2%. and our loan amount varies from small Business loan amount up to a maximum amount of your choice without
    tension

    If you need financial help or need a loan to Settle your bad debts or start a new business, you are definitely in the business proper organization to start the transaction.

    Applicants are requested to provide the required information Details below and contact us via email regarding your loan Processing the e-mail service of our company
    (Mrrolandjohnson62@gmail.com)

    Required information required
    Full name:
    Country:
    Credit Amount:
    Credit period:
    Mobile number:

    Management:
    (Mr Roland Johnson)

    ReplyDelete
  58. Are you blacklisted? Struggling to get a personal loan? Has your application been DECLINED due to Low Credit Score? Over COMMITTED? Affordability? But you know you can afford this loan. Loans Approved in 4hours, you can email us at opploansllc@gmail.com

    Names:
    Occupation:
    Loan Amount Needed:
    Loan Duration:
    Your Country:
    Mobile NO:
    Purpose Of Loan:
    Email Address:
    monthly income:
    Sex:
    Age:

    Opportunity Financial, LLC

    ReplyDelete
  59. Private Lender Bentex Funding Group Ltd.
    Greetings to you by (BFGL).
    We are a France-Paris based investment company known as Bentex Funding
    Group Ltd working on expanding its portfolio globally and financing
    projects.

    We would be happy to fund and invest with you in any profitable
    project if you have any viable project we can finance by making mutual
    investment with you. If you are interested, kindly contact us
    on:avitinvestmentauthority2@gmail.com for more details.
    Looking forward hearing from you soonest.
    Yours truly,
    Mrs Rose Larsson.
    (Personal Assistant)
    Bentex Funding Group Ltd(BFGL)
    509 Rue Jacques Coeur,75008 Paris-France
    Paris-France.Bentex Funding Group Ltd (BFGL)

    ReplyDelete
  60. We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate of 3% per annual for individuals, companies, and corporate bodies. We have provided millions in business loans to over 10,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 or 42 hours of successful application. Get the best for your family and own your dream home as well with our General Loan scheme. Interested applicants should Contact us via Email: Houstonloanfirm@yahoo.com

    ReplyDelete
  61. My name is Richie Julie. I live in Berlin Germany and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him,

    They gave happiness to me and my family, i was in need of a loan of €50,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing company that help me with a loan of € 50,000.00 Euro with interest rate of 3% ,They are GOD fearing

    If you are in need of loan and you are sure you will pay back the loan please contact them On europeanloancompany2@gmail.com or whatsapp/call : +393510747468 And they are located in the European part of the world.

    ReplyDelete
  62. Hello Everyone out there! I'm Alexanda hook, from Usa I am using this medium to announce to the general public on how Houston Loan Firm Company restored happiness to my home again, through the help of Mr Houston, When all hope was lost they granted me a loan sum of $50,000 on the 7th of February 2019 to settle my debts and start up a business of my own. They saved me and my family from loosing our home as we were not able to pay tax bills. I am writing this message cause I feel it might be important for you out there seriously in need of a genuine loan in other for you not to fall into the wrong hands in search of a liable loan,I strongly advice you to contact this company via email: Houstonloanfirm@yahoo.com

    ReplyDelete
  63. Are you seeking for an urgent loan? Have you be denied of a loan from your bank or any Financial Firm? Do you need financial assistance Do you need a loan to pay off your bills or buy a home, or Consolidate your debt and be debt free? Do you want to have a Business of your own and you need Financial Loan Help? Contact (Globalfinance861@gmail.com) for your fast reliable loan at a low interest rate of 3%. They are willing to help you out on either Business or Personal Loans, affordable repayment plan with good credit record. They Offer loan at affordable interest rate. if so contact Global finance loan Firm for more information by Email:(globalfinance861@gmail.com).

    ReplyDelete
  64. I want to use this miduim to thank Mr Houston for the good work he render to me, is with great joy and enthusiasm that i write on this internet forum because i finally have received my loan from a certain genuine lender whose name is Mr Houston ,his company name is Houston Loan Firm and for the good of you all who are still looking for a loan, this lender is endowed with all the good characteristics of a real loan lender . Judging from the loan they gave to me , their fast and reliable system of lending is not to be compared with any other,this is why i recommend any person seriously looking for a loan to contact him today and i am sure that he is willing to do for you what he has already done for me .

    Contact the lender on this email today: Houstonloanfirm@yahoo.com

    Thanks

    ReplyDelete


  65. 2019 FUNDS/FORGET ABOUT GETTING A LOAN

    GET YOUR BLANK ATM CREDIT CARD AT AFFORDABLE PRICE
    *We sell this cards to all our customers and interested buyers worldwide,the card has a daily withdrawal limit of $5000 and up to $50,000 spending limit in stores and unlimited on POS.*

    *WHAT WE OFFER*
    1)WESTERN UNION TRANSFERS/MONEY GRAM TRANSFER
    2)BANKS LOGINS
    3)BANKS TRANSFERS
    4)CRYPTO CURRENCY MINNING
    5)BUYING OF GIFT CARDS
    6)LOADING OF ACCOUNTS
    7)WALMART TRANSFERS
    8)BITCOIN INVESTMENTS
    9)REMOVING OF NAME FROM DEBIT RECORD AND CRIMINAL RECORD
    10)BANK HACKING

    *email blankatm002@gmail.com
    *you can also call or whatsapp us Contact us today for more enlightenment
    +1(301) 329-5298
    *BEWARE OF SCAMMERS AND FAKE HACKERS IMPERSONATING US BUT THEY ARE NOT FROM
    US CONTACT US ONLY VIA THIS CONTACT *
    WE ARE REAL AND LEGIT...........2019 FUNDS/FORGET ABOUT GETTING A LOAN....

    ReplyDelete
  66. Private Lender Bentex Funding Group Ltd.
    Greetings to you by (BFGL).
    We are a France-Paris based investment company known as Bentex Funding
    Group Ltd working on expanding its portfolio globally and financing
    projects.

    We would be happy to fund and invest with you in any profitable
    project if you have any viable project we can finance by making mutual
    investment with you. If you are interested, kindly contact us
    on:avitinvestmentauthority2@gmail.com for more details.
    Looking forward hearing from you soonest.
    Yours truly,
    Mrs Rose Larsson.
    (Personal Assistant)
    Bentex Funding Group Ltd(BFGL)
    509 Rue Jacques Coeur,75008 Paris-France
    Paris-France.Bentex Funding Group Ltd (BFGL)

    ReplyDelete
  67. Request/Get-Quick , reliable and Certified loan Amounting $600000 - $50000000 USD ,


    Diana Guzman Loan Firm a subsidiary firm which affiliates with Barclays bank PLC originates in the United kingdom and other territories worldwide Offer a loan interest rate 3%  , Our loan help people manage their Cash flow , meet their needs and stabilize their way of life ... if you need a cash loan to tide you over for a short while , we're here for you. Our loan process is simple and easy to understand


    We are transparent

    We are flexible

    We are committed

    We are here to help you 


    Our loan services 

    «»«»«»«»«»«»«»«»«»«»«»«»«»«»«»«»

    Personal loan 

    Car loan 

    Mortgage loan 

    Debt consolidation loan 

    Medical loan 

    Education loan 

    Home improvement loan


    Hurry now ,


    Contact Us via whatsapp hot lines now :


    +1 877-458-0834 


    OR


    +2348133483735


    Email us at : dianaguzmanloanfirm@aol.com


    Best Regards ,


    Diana Guzman 



    ReplyDelete
  68. We offer personal loans up to $ 100,000, you are looking for a business loan and have been denied by a bank, we can help with loans of $ 5,000 to a maximum of $ 100,000 * that can help you get your business Rebuild and get you back Can bring you on a path to a better financial future.

    On time, you can apply in just a few minutes and get your money the same day.


    Do not delay! E-mail via {samsulalamcashfirm@gmail.com} or visit us at one of our sites to see how we can help.

    Thank you for contacting us,

    Best regards
    Mr.Samsul Alam
    Samsulalamcashfirm
    Samsulalamcashfirm@gmail.com

    ReplyDelete
  69. Berita baik
    Nama saya LILOW YETTY, warganegara Indonesia, dari selatan jakarta. Saya ingin menggunakan medium ini untuk memberikan nasihat yang kritikal kepada semua warga Indonesia yang mencari pinjaman untuk berhati-hati kerana internet penuh dengan penipu, Beberapa peminjam ada di sini untuk menipu orang dan merobek wang mereka yang susah payah tetapi Ibu yuliana adalah berbeza
    Beberapa bulan lalu, saya benar-benar memerlukan pinjaman tetapi bank tidak boleh menawarkan saya, kerana mereka memerlukan cagaran sebenar, yang saya tidak dapat memberikan. Saya memutuskan untuk memohon pinjaman dalam talian dan saya menipu kira-kira 19 juta, cuba membayar yuran tidak berkesudahan yang saya tidak tahu adalah semua kebohongan dan bagaimana mereka menipu orang yang tidak bersalah yang memerlukan bantuan. Saya hampir mati, sehingga seorang kawan saya merujuk saya kepada seorang pemberi pinjaman yang sangat boleh dipercayai bernama Ibu yuliana, pemilik ANTHONY YULIANA LENDERS, Dia seorang pemberi pinjaman global; yang saya hubungi dan mereka memberi saya jumlah pinjaman sebanyak Rp 700,000,000 juta dalam masa kurang dari 48 jam pemprosesan dengan tingkat bunga 1% dan mengubah kehidupan seluruh keluarga saya.

    Saya menerima pinjaman saya dalam akaun bank saya selepas saya membayar insurans dan bayaran pemindahan saya, apabila saya memeriksa baki akaun bank saya, saya mengetahui jumlah yang saya memohon telah dikreditkan ke akaun bank saya

    Saya memutuskan untuk mengingatkan dan berkongsi kesaksian saya mengenai Ibu yuliana supaya orang Melayu dan Indonesia dapat mendapatkan pinjaman mudah tanpa tekanan. Jadi, jika anda memerlukan sebarang pinjaman, sila hubungi Ibu yuliana melalui e-mel: (anthony.yulianalenders@gmail.com)
    nombor nombor telefon +1 4377000827
    BBM INVITE (E37F9BCC)

    Anda juga boleh menghubungi saya di e-mel saya: (lilowyetty21@gmail.com) dan Puan Hendra mungkin yang memperkenalkan saya dan memberitahu saya tentang Ibu yuliana, Dia juga menerima pinjaman dari Ibu yuliana Anda juga boleh menghubungi beliau melalui e-mel: (hendramay77 @ gmail.com) Sekarang saya seorang pemilik perniagaan wanita bangsawan di bandar saya, Semoga Allah terus memberkati Ibu yuliana untuk pekerjaan yang baik dalam hidup saya dan keluarga saya.

    ReplyDelete
  70. I’m Jennifer Raff by name. I live in USA, i want to use this medium to alert all loan seekers to be very careful because there are scammers everywhere.Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. I had almost lost hope until a friend of mine referred me to a very reliable lender called Mr.Ramse Dave who lend me an unsecured loan of $85,000 under 2hours without any stress. If you are in need of any kind of loan just contact him now via: ramsedave121@gmail.com I‘m using this medium to alert all loan seekers because of the hell I passed through in the hands of those fraudulent lenders. And I don’t wish even my enemy to pass through such hell that I passed through in the hands of those fraudulent online lenders,i will also want you to help me pass this information to others who are also in need of a loan once you have also receive your loan from Mr.Ramse Dave i pray that God should give him long life.

    God bless him forever.

    Jennifer Raff

    ReplyDelete
  71. GOOD DAY AND WELCOME TO STANDARD ONLINE FINANCE LTD
    Do you need 100% Finance? I can fix your financial needs with a lower back problem of 3% interest rate. Whatever your circumstances, self employed, retired, have a poor credit rating, we could help. flexible repayment, Contact us through our E-mail at: standardonlineinvestment@gmail.com

    Apply now for all types of loans and get money urgently!
    * The interest rate is 3%
    * Choose between 1 and 35 years of repayment.
    * Choose between monthly and annual repayment plan.
    * Terms and conditions of the flexibility of loans.

    Regards,
    Mr. Abdul Muqse

    ReplyDelete
  72. INSTEAD OF GETTING A LOAN, CHECK OUT THE BLANK ATM CARD IN LESS THAN 24hours {oscarwhitehackersworld@gmail.com}

    Am GORGE JUDY,I want to testify about OSCAR WHITE blank ATM cards which can withdraw money from any ATM machines around the world. I was very poor before and have no hope then I saw so many testimony about how OSCAR WHITE send them the blank ATM card and i use it to collect money in any ATM machine and become rich. I also email him and he sent me the blank card. I have use it to get $100,000 dollars. withdraw the maximum of $5,000 daily.OSCAR WHITE is giving out the card just to help the poor. Hack and take money directly from any ATM Machine Vault with the use of ATM Programmed Card which runs in automatic mode. email Him on how to get it now via: oscarwhitehackersworld@gmail.com or whats-app +1(323)-362-2310

    ReplyDelete
  73. WELCOME TO ABIGAIL MILLS abigailmills.loans227@gmail.com our aims is to provide Excellent Professional Service.

    Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?.

    Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose – from vacations, to education, to unique purchases

    We offer a wide range of financial services which includes: Personal Loans, Debt consolidation loans, Business Loans, Education Loans, Mortgage Secured Loan, Unsecured loan, Mortgage Loans, Payday off Loans, Student Loans, Commercial Loans, Car Loans, Investments Loans, Development Loans, Acquisition Loans, Construction Loans, with low interest rate at 2% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme.

    WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

    Please, contact us for more information: abigailmills.loans227@gmail.com
    Kindly write us back with the loan information;

    BORROWER INFORMATION

    1)Full Names:
    2)Country:
    3)address:
    4)State:
    5)Sex:
    6)Marital Status:
    7)Occupation:
    8)Phone Number:
    9)Monthly income:
    10)Next of Kin:
    11)Loan Amount Needed:
    12)Loan Duration:
    13)Purpose of Loan:
    14)Specific date you need the loan:

    If you are interested to get a loan then kindly write us with the loan requirement.
    Please, contact us for more information: abigailmills.loans227@gmail.com

    Yours Sincerely,
    Mrs Abigail Mills
    abigailmills.loans227@gmail.com

    We look forward to hear from you ASAP

    Interested applicants should Contact us via email: abigailmills.loans227@gmail.com

    ReplyDelete
  74. My name is Mrs Abigail Mills we are a new legit loan lenders of 2019 and we like to help any body that need financial help we offer as from $500,000.00 and $5,000,000.00 and we also give out loans in euro above that so if you need help kindly send us an email on:abigailmills.loans227@gmail.com so that your loan transaction can take place now you will be with your loan in the next 8 hours it is a fast transfer and is safe without any delay. So email:abigailmills.loans227@gmail.com if interested

    Email:abigailmills.loans227@gmail.com

    ReplyDelete
  75. WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

    Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. Interested applicants should Contact us via email: abigailmills.loans227@gmail.com

    Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, to education, to unique purchases. Interested applicants should Contact us via email: abigailmills.loans227@gmail.com

    We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate at 2.00% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme. Interested applicants should Contact us via email: abigailmills.loans227@gmail.com

    WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

    Please, contact us for more information: abigailmills.loans227@gmail.com
    Kindly write us back with the loan information;
    - Complete Name:
    - Loan amount needed:
    - Loan Duration:
    - Purpose of loan:
    - City / Country:
    - Telephone:
    - How Did You Hear About Us:

    If you are interested to get a loan then kindly write us with the loan requirement. Please, contact us for more information: abigailmills.loans227@gmail.com
    Yours Sincerely,
    Mrs. Abigail Mills

    We look forward to hear from you ASAP

    Interested applicants should Contact us via email: abigailmills.loans227@gmail.com

    ReplyDelete
  76. Greetings..
    Please contact us for your secure and unsecured Loan at an Interest rate of 2%
    ………………………………….

    Is the difficulty of the economy affecting you this year,? If your answer is yes, then you need a loan. I’m Mrs Abigail Mills, the owner of a lending company We offer safe and secure loans at an interest rate of 2%.

    * Are you financially squeezed?
    * Do you seek funds to pay off credits and debts?
    * Do you seek finance to set up your own business?
    * Are you in need of private or business loans for various purposes?
    * Do you seek loans to carry out large projects?

    If you have any of the above problems, we can be of assistance to you but I want you to understand that we give out loans at the interest rate of 2%.

    * Borrow anything up to $95,000,000 USD.
    * Choose between 1 to 20 years to repay.
    * Choose between Monthly and Annual repayments Plan.
    * Flexible Loan Terms.
    Please if you are interested check back with us through this email address: abigailmills.loans227@gmail.com

    We promise a 100% guarantee that you will receive your loan at the end of this loan transaction.There is no security check, no credit check

    Regards
    Abigail Mills
    Abigail Mills loan company

    ReplyDelete
  77. Attention

    We are a financial consultant that handles international finances for any amount of banking instruments. We have the access/contacts to raise from $10 thousand to $500 Million Dollars, With our company (Abigail Mills loan company) and other TOP PRIME AA BANKS like Bank of America, HSBC, Lloyds, Wells Fargo, The Best Banks for SBA Loans etc.

    Feel free to engage our leased facilities in trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans) and many more.

    We have provided over $1 Billion in business loans to over 17,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $500 million.

    Do you find yourself in a bit of trouble with unpaid bills and don't know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Abigail Mills loan company is the answer. Reduce your payments to ease the strain on your monthly expenses. contact us via Email(abigailmills.loans227@gmail.com)

    Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved. Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable.
    Email us via: abigailmills.loans227@gmail.com

    Regards
    Mrs Abigail Mills
    Email: abigailmills.loans227@gmail.com
    Motto: We offer the fastest and reliable financial services

    ReplyDelete
  78. Hello Everyone,

    Welcome to the future! Financing made easy with Abigail Mills loan company.

    Have you been looking for financing options for your new business plans, Are you seeking for a loan to expand your existing business, Do you find yourself in a bit of trouble with unpaid bills and you don’t know which way to go or where to turn to? Have you been turned down by your banks? Abigail Mills loan company. says YES when your banks say NO. Contact us as we offer financial services at a low and affordable interest rate of 2% for long and short term loans(Secured and Unsecured). Interested applicants should contact us for further loan acquisition procedures.

    Services include:

    * Car Loan
    * Home Loan
    * Truck Loan
    * Mortgage Loan
    * Debt Consolidation Loan
    * Business Loan
    * Personal Loan
    * Students Loan.

    With Abigail Mills loan company. you can say goodbye to all your financial crisis and difficulties as we are certified, trustworthy, reliable, efficient, fast and dynamic.
    Email: abigailmills.loans227@gmail.com

    Regards,
    Mrs Abigail Mills

    ReplyDelete
  79. We are a financial consultants that handles international finances for any amount of banking instruments. What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Abigail Mills loan company (abigailmills.loans227@gmail.com) is the answer. Reduce your payments to ease the strain on your monthly expenses. Feel free to engage our leased facilities as We have provided over $2 Billion in business loans to over 25,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 8 hours of successful application.

    * Personal loans
    * Debt consolidation loan
    * Student loan,
    * Truck Loans
    * Car Loans
    * Real Estate Loans
    * Refinancing Loans
    * Debt consolidation loans
    * Education Loans
    * Farm Loans
    * Corporate Loans
    * Business Start-up Loans

    We offer loans from a minimum range of $5,000 to a maximum of $500 million, Abigail Mills loan company services Will give you loan with an affordable interest rate of 2% and loan duration of 1 to 20 years to pay back the loan (secure and unsecured). Our aim is to provide Excellent Professional Financial Services. Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved. Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable..
    Email us via: abigailmills.loans227@gmail.com.

    Yours Sincerely,
    Mrs. Abigail Mills.

    We are certified and offer fast and reliable services….

    ReplyDelete
  80. Hello Everyone

    My name is THOMAS CHRISTOPHER and i am from Washington, D.C. i want to tell you all loan seekers that there is only one real loan company that offer loans and they helped me with my loan the name of the company is Macro loan company and the loan lender that helped me with my loan her name is Mrs Abigail Mills so if you need a loan without being scammed go to this company now and receive your loan there loans is safe and fast their mail is abigailmills.loans227@gmail.com so wish you all the best loan seekers this is the real company that offer loans.

    Email: abigailmills.loans227@gmail.com

    My Regards to you all

    ReplyDelete
  81. Hello everyone my name is katheryn Liz Rhea am from San Francisco USA. I just received my loan now from Mrs Abigail Mills loan company they are new legit loan company of 2019 and it has not been long i received my loan from them i got my loan from them today and now as am posting this message i am very happy this company is real great so anyone that need a loan contact this company they are real great their mail is abigailmills.loans227@gmail.com

    ReplyDelete
  82. Hello everyone my name is Maksims Odincovs and i am from USA, Chicago i have been on the internet and i have heard people saying they have been scammed before and i urgently need a loan so i was afraid to apply for a loan online thing i saw 3 people testify about Mrs Abigail Mills loan company that they got there loan from her i have never applied for a loan before and i was so afraid that i will get scammed but i believed what the people says and apply from that loan company and everything was fine and they told me to send the transfer fee which will be used to transfer my loan when they told me that i was so afraid that it was a scammed so i sat down and i thought about it and i went back to them and tell them i have never done this before but Mrs Abigail Mills said i should trust them that they are going to help me so i did and i went to send the fee which they said i should send for the transfer of my loan just today i got an alert from my bank that there is money on my account. Today i am very happy i have never been scammed before and i received my loan once so now i am happy and me and my family is going to be happy too so anyone that need a loan should apply from this company without been scammed because she is real and great and i pray God should continue to use her to help people of there loans. her mail address is abigailmills.loans227@gmail.com.

    Once again i remain Maksims Odincovs

    ReplyDelete
  83. My name is Deann Twila Alba i am from San Antonio i have heard of this company that they give loans and i went to apply for a loan from them i have heard people saying about scam but i have never been scammed before this company helped me with my loan so anyone that need a loan should apply from them there loans is fast and safe their mail address abigailmills.loans227@gmail.com

    ReplyDelete
  84. Hello Everyone

    My name is Gabriela Yunes i am from New York City i have been looking for a loan online and all i get is scammers but i found this loan company called Abigail Mills loan company and i have seen people online testify about there good deeds so i decided to try if i will be happy once again so i applied for a loan of $350,000.00 and the loan lender Mrs Abigail Mills assured me that in 8 hours my loan will be in my bank account so today as i was working i received a message from my bank that there is some funds of $350,000.00 in my account and i thank Abigail Mills because she is real so if you need any online loan please do not be scammed like me apply from this company because she is the only real company that gives loan online. Their mail address is abigailmills.loans227@gmail.com

    ReplyDelete
  85. My name is Vonda Dionne i am from Los Angeles i just got my loan from a new legit loan company of 2019 and the name of the company that helped me with my loan today is Abigail Mills loan company they are the most lovely loan company i have ever came across with i applied for a loan from them yesterday and the only thing i did was pay the transfer fee which they said i should pay and immediately i make the payment in the next 12 hours time i was with my loan sorry i can not say how much they helped me with but it is a large amount of money so everyone if you need a real loan this is the right loan company to contact their mail address is abigailmills.loans227@gmail.com

    ReplyDelete
  86. Good day everyone my name is Donna Susan Patricia and i am from Houston, USA i want to use this chance i have now to write this message to the internet if anyone of you is looking for a loan real this is the right company to contact i am a business woman and i applied for a loan in a 2018 legit company and the name of the company is Abigail Mills loan company they have been helping people since 2018 and we are in 2019 now and i just received my loan from them so if anyone of you need a loan go and apply from them because they are real i just pray you people that need help with a loan don't get scammed that is why i am using this chance to write this message on the internet if you need a loan legit loan apply from this company so that you wont get scammed when you apply from the wrong company. their E-mail address is abigailmills.loans227@gmail.com.

    Have a nice day everyone and i pray you are all happy as i am today

    ReplyDelete
  87. My name is Kimberly Lori Cheryl and i am from US, San Jose i want to use this time to tell everyone on the internet on how i received my loan after been scammed 3 times i applied for a loan from Abigail Mills loan company yesterday i saw people testify about her good works and on how she helped people so i decided to apply and she told me what i needed to do i was scared but i did it this morning now i just received an alert from my bank that there is money in my account and i checked the amount and it was my loan i am so happy. So i want to use this time and say to everyone on the internet that this company is real if you need a loan this company is the right company to apply from do not get scammed like me because there are scammers out there apply from this company and you will be happy. their mail address is abigailmills.loans227@gmail.com

    ReplyDelete
  88. My name is Freida Erna Madeleine i am from Chicago USA i want to use this time to write to the internet that i just received my loan funds of 5 million dollars from this company called Abigail Mills loan company at first i did not believe what people were saying on the internet but i decided to try and i applied for the loan 2 days ago and i just received a call from my bank that there is the sum of 5 million dollars in my account and immediately i received an alert from my bank Abigail Mills loan company called me and asked me if i have received my loan and i told them yes so they said i should bring more people to there company if anyone do need a loan so if you really do need a loan this is the company to apply from they are really great and i believe now that there is a real loan company that gives loans and that company is Abigail Mills loan company so if anyone of you need an urgent loan and it is important this is the right company to apply from. Their mail address is abigailmills.loans227@gmail.com.

    finally i am really happy and can start my own business now. Thank you once again Abigail you are great and God bless you and your company.

    ReplyDelete
  89. My name is Gwendolyn Tammie Shari. I am a single mother and i am from Canada and i live in the city of Montreal. I want to use this time to tell everyone on the internet that there is only one company that offers real loan and that company is Abigail Mills. I was looking for a loan online for the past 3 weeks now and all i have got is lenders scamming me of my money that i had God knows i was so poor and i wanted to kill my self but there i saw so many people testify about this company that they give out loans at first i did not believe cause i saw other testimonies of other lender and they all turned to be scams. I said let me apply from this company and see if it is true and immediately i applied they told me everything i needed to do and i agreed and they assured me that in 8 hours time i was going to be with my loan cause they said they are using fast transfer service. At first i did not believe but i waited for my loan before 8 hours time i received an alert from my bank and be hold it was my loan i was very shocked when i saw it and i prayed to God for directing me to the right company who helped me today as i am writing this on the internet now i just received my loan from this company and i am using this time to testify to other people if you need a loan a loan don't be fooled this is the right company to apply from. Their Email address is abigailmills.loans227@gmail.com and for you those who do not have an email address the company whatsapp number is +1 (903)378-6704.

    This company is true and great if you need a loan apply now and wait for your loan cause you will be happy with this company.

    Thanks everyone and i remain Gwendolyn Tammie Shari.

    ReplyDelete
  90. Good day My name is Ebba Agnes Lilly i am from New York City this company Abigail Mills people are talking about is real i never wanted a loan but i just said i should try this company and see if what people are saying is true and i applied for a loan from them yesterday and i just received my loan today from Abigail Mills loan company anyone if you read this message and you need a loan apply from this company cause they are going to help you this company is the only company that offers real loan online. The loan i applied from them was $75,000.00 dollars and in 8 hours time i received my loan so my friends don't be scammed if you need a real loan this is the right company to apply from. If you are interested of there loans their mail address is abigailmills.loans227@gmail.com and their whatsapp number is +1 (903) 378-6704.

    ReplyDelete
  91. Hello Everyone

    I am Wilma Linnea Matilda and i am from Philadelphia USA. I was looking for an online loan and i was very scared i have never applied for a loan before and i searched very well and search for a real company there i found a company called Abigail Mills loan company i look and i saw what people said about this company was true i decided to apply for a loan from the company and i needed a loan of $150,000.00 dollars to start a business when i applied she told me all i needed to do i did it and she assured me that in 8 hours time i was going to be with my loan i said okay and i waited in exactly 8 hours time i receive my loan from this company as i am writing this now i have never been scammed before and this company is great i have been hearing people talking about scams but i have never been scammed before and i thank God for that. So everyone if you need a real loan this is the right company to apply from they will help you and the time they tell you that you will receive your loan that is the exact time you will receive your loan. I just have to write this message to everyone so that you wont apply for a loan from the wrong company if you need a real loan contact this company and you will be happy. Their mail address is abigailmills.loans227@gmail.com.

    ReplyDelete
  92. Good day everyone

    My name is Vanessa Jodi i am from Los Angeles USA. I want to use this time to write to the internet that anyone if you need a true loan Abigail Mills is the right company to apply from few days i was in need of money and i looked for a loan online i saw a company and i applied that company cheated me 2 times of my money i was so sad cause i needed money so i decided to look for another company and i applied from another company that same company also told me to deposit money and i did and never got my loan i was like what is happening to me cause i needed money urgent to buy a house cause if i do not get a house soon my landlord will drive i and my family away from his house so i needed to get my own house. When i was searching again i saw this company Abigail Mills i saw a lot of people testified about this company that the company is truly great so at first i was afraid to apply cause i was cheated 2 times so i said to my self let me try and see if this company was real so i applied. When i applied they told me all i was needed to do i was still afraid but i trusted them and they assured me that in 8 hours time i was going to be with my loan i wanted for my loan and on my eyes i received an alert from my bank that there were a sum of $200,000.00 into my bank account and i was very happy in a while ago the company called me and asked if i have received my loan and i told them yes and i thank them and as i am writing this message on the internet now this company have also helped my 2 brothers so anyone if you need a true loan Abigail Mills is the right company to apply from. In case you are in need of money you can only contact them via mail and their E-mail address is abigailmills.loans227@gmail.com. I thank everyone who read my message and be safe and apply from this company because you will be happy with them.

    ReplyDelete
  93. My name is Robert Christopher. I am from USA New York City. I want to write to the internet that if you need a real loan Abigail Mills is the real loan company that gives loan i applied for a loan from this company last week Friday and i just received my loan from them today so everyone if you need a real loan without been scammed this is the right company to apply from thus company is truly great and they are real so many people that have been scammed if you need a loan without being scammed this is the real company that gives loans i applied for a loan from this company Abigail Mills and i received my loan today so anyone around the world if you need a true loan locate this company and be rest assured that this company is going to put a smile to your face. the company can be contacted via mail their mail address is abigailmills.loans227@gmail.com and there whatsapp number is +1 (903)378-6704. Thanks to anyone that will read this message this company does not know am doing this am only doing it for people in need of a real loan to be safe.

    ReplyDelete
  94. I am Brayden Wyatt Bryce by name i am a police officer and i live in New York city in USA. Few days ago i was searching for a loan online and i only found people scamming me of my money. I really need this loan for a project in Colombia and i have been cheated severally one day when i was off duty i decided to look again this time for a true company that give loans i found this company named Abigail Mills loan company and a lot of people have testify about this company at first i did not believe but i decided to apply the loan i was looking for was the sum of $7,000,000.00 i applied from this company and they told me all that needs to be done i trusted them and i did what they told me to do and they assured me that in 8 hours time i was going to be with my loan safely i never believed them but i waited for my loan in exactly 8 hours time i got a call from the company that if i have received my loan yet and i said No. They told me to go to my bank and check my account that my bank might not send me an alert i obeyed and i went to my bank and check my account on my eyes i saw my loan of $7,000,000.00 in my account the money i was having on my account before was $1,000,000.00 and i now found $8,000,000.00 pulse my money and my loan was $8,000,000.00 i am so happy and i thank this company for they are great. I want to use my little time to write to people in United States that if you need a real loan Abigail Mills is the right company to apply from this company does not know am doing this so anyone if you need a loan you can only contact this company via mail or whatsapp but i do not use whatsapp so their mail address is abigailmills.loans227@gmail.com

    ReplyDelete
  95. My name is Leo Daniel Archer and i am from Australia i live in a city of Sydney. Have been looking for a loan online since can not get a loan from my bank and have only found people scamming me of my money. Last week i was scammed by a loan company and God know i was ready to end my life but i said to my self let me try and see if i will see a honest company that was ready to help you. So i settled down and search for a company and i read so many good comments about this company Abigail Mills and i said let me apply and see if i will be lucky as other people i was afraid but i gave my self a chance and i applied for a loan of $80,000.00 i explained to this company that i have been scammed and they told me not to worry that they will help you that they have helped so many people from my country before. So i gave this company a chance and they assured me that in 8 hours time i was going to be with my loan i did not believe but i waited for my loan. In exactly 8 hours time i received an alert from my back that my account has be credited with $80,000.00. All thanks to Abigail Mills this company is God cent. And i made a promise to my self that i will testify this company on how they helped me this company do not know am doing this now that am telling people on the internet how they helped me so everyone if you need a real loan Abigail Mills is here to help you do not be fooled by fake people who clam to be lender. I almost forgot you can only contact this company via mail and there contact details is abigailmills.loans227@gmail.com. whatsapp is +1 (903)378-6704. This company is real and true so anyone that reads this message and you are interested contact this company cause they are the only ones that can help solve your problems.

    ReplyDelete
  96. Abigail God will bless you and your company

    My name is Veronica Rose Holly. I am from Chicago USA. I have nothing much to say anyone that need a true loan without you being cheated should apply from Abigail Mills cause i applied for a loan from this company today after i read so many good and wonderful comments about this company. I applied for a loan to pay my debts and all i needed was $50,000.00 because i will also use part of that money to pay my children school fees. As i am writing this on the internet now i just received my loan from this company today and i am so happy i never believed i would ever be happy again cause i have passed through a lot and i thank God for Abigail Mills God will bless her and his company for putting a smile to my face. So anyone around the world from Chicago and other countries that need a loan your helper is here and the company is Abigail Mills anyone that applied from Abigail Mills loan company will have no problem cause you will receive your loan exactly the time she tells you. their company Email address is abigailmills.loans227@gmail.com

    Once again God bless you Abigail Mills and may you live long to continue helping people.

    ReplyDelete
  97. My name is Gwendolyn Shirley Tammie and i am from Houston in USA i just received my loan from Abigail Mills loan company right now and i have heard about this company and i thought it was a fake company but now i am so happy this company helped me and 100% this company is real so anyone that need a loan this is the right company to apply from now i applied for a loan for my business of 250,000.00 USD and this company helped me without delay i am so happy i am testifying this company because i saw other people do it and i am happy to be among the people who shares testimony on how this company helped me so everyone if you need a real loan your helper is here. their contact information is abigailmills.loans227@gmail.com

    ReplyDelete
  98. My name is Annette Kim Bailey I am from Ohio USA. I want to use my little time to write to the internet to people in need of a real loan that if you need a loan without getting cheated Abigail Mills is the right company to apply from i am a teacher of Mathematics and English and i was cheated 2 time by a fake company who clam to be lenders but i no longer worry because Abigail Mills has already helped me so if you need an urgent loan to do anything this company is going to put a smile to your face i have also introduced most of my friends to this company and only 2 of my friends told me they have received there loans already one of my friend received a loan of $38,000.00 dollars and the other of my friend received the sum of $75,000.00 dollars so anyone in need of an online loan apply from this company and you will be happy no doubt about that because this company is really helpful and God will continue to use them to help people in need of a loan. If you need an online loan apply from this company and contact them via this means email address abigailmills.loans227@gmail.com and also you can contact them via Whatsapp +1 (903)378-6704. Regards to anyone who reads my messages.

    ReplyDelete
  99. Good day everyone

    My name is Abiezer Petit Homme i am from Philippine and i live in the city of Manila. I want to use this little time i have to rite to the internet that if you need a real and legit loan Abigail Mills is the right company to apply from i was cheated by 2 companies i applied for a loan from and Abigail Mills was the third company i applied from i received my loan from Abigail Mills loan company in less than 8 hours time as the company told me so anyone who needs an online loan without getting scammed apply from Abigail Mills and be rest assured that you will be happy with this company. You can only contact this company via mail or whatsapp mail address is abigailmills.loans227@gmail.com Whatsapp +1 (903)378-6704. Regards to anyone who reads this message all over the world.

    ReplyDelete
  100. Regards everyone my name is Kojonka Moe and i am from Switzerland and i live in the city of Zürich with my family. I have heard about people testify about this company called Abigail Mills and this is my first time applying for a loan online i was afraid to apply for an online loan because of the scam i see on the internet but after i read so many testimonies about this company i decided to give it a try and apply for a loan from this company called Abigail Mills loan company i was in need of money and i needed a loan of 720,000.00 Swiss franc. So i applied and i was told of what to do i was afraid but i gave the company a chance to help me and they assured me that in less than 8 hours time i will receive my loan in my account. I never believed but i was waiting in less than 8 hours time i received a call from my bank that an amount of 720,000.00 Swiss franc was in my account and immediately my bank called me i contacted the company and let them know that i have received my loan and today i am happy. So if you came across my message and you read it and you need a legit loan apply from this company and be rest assured that you will be happy with this company i believe this company is God sent and i pray they last and keep on helping people. Contact this company via mail address abigailmills.loans227@gmail.com

    ReplyDelete
  101. All thanks to Abigail Mills for helping me with my loan after been scammed 6 times by fake people who clams to be loan lenders.

    My name is Rethabile Grace Thandolwethu i am from South Africa and i live in the city of Johannesburg. A month ago i was searching for an online loan and i saw different loan lender on the internet and with some fake testimonies and i applied from them and all i got was scammers i applied more than 6 companies and i was cheated all the way. So i gave up hope until i decided to check again if i will find help as i was searching and i settled down to look for a legit loan company i found this company named Abigail Mills loan company i saw a lot of testimonies that people comment about her but because i was cheated severally i thought it was a scam but i did what i was asked to do and i waited for my loan and Mrs Abigail Mills told me in less than 8 hours time you be with my loan safely i did not believe cause i thought it was also a scam so that day it was night time in South Africa and i slept off the nest morning as i woke up i received an alert from my bank that there is money on my account and immediately i called my bank to confirm and the bank manger told me to come to the bank immediately and i went immediately the bank got opened as the bank manager checked my account we saw an amount of $135,000.00 USD that is United States Dollars and i explained to my manager that i applied for a loan online and my bank manager was shocked if there was still a real and legit loan company online i am so happy all thanks to Abigail Mills i decided to write on the internet because i saw other people do it and testify about this company that is why i am posting this message online to anyone that need a loan even if you have been cheated before apply from this company and be rest assured that this company won't let you down. My Regards to anyone that reads my message and you can contact this company via mail abigailmills.loans227@gmail.com they also use Whatsapp which the number is +1 (903)378-6704. Once again my regards to anyone that reads my message and i pray you are happy as i am today with this company because i am bring more people to this company to help.

    ReplyDelete
  102. Welcome to Blank smart Atm card hacker. Hack and take money directly from any ATM machine vault with the use of Blank ATM programmed cards which runs in automatic mode. Unlimited Blank Atm Card and Credit card for 2 years stop taking loans. This card is far better than loan…. These cards could withdraw 10,000 dollars,pounds and euros per pay depending on the currency of your country…for more information contact us today at blankatmdofficial@gmail.com or call and WhatsApp +16479322247. WE ARE REAL AND LEGIT....

    ReplyDelete

  103. {BEST WAY TO HAVE GOOD AMOUNT TO START A GOOD BUSINESS OR TO GET QUICK MONEY TO USE}Hack and take money directly from any ATM Machine Vault with Deserve Programmed Card which runs in automatic mode.{EXPLANATION OF HOW DESERVE CARD WORKS}You slot in these card into any ATM Machine and it will automatically bring up a MENU of 1st VAULT
    $1,000 $2,000
    $3,000 $4,000
    $5,000 OTHERS
    EXIT and CANCEL. Just click on others and another VAULT will show for you to type in the amount you wish to withdraw from the ATM, depending on the Amount withdrawing limit card you purchase from deserve programmed card, and the amount you type in will be cash out instantly... Done.NOTE: CLICK THE " OTHERS. BECAUSE IT WILL TAKE OUT ALL THE AMOUNT OF THE SELECTED ON THE ATM MACHINE.To get our Deserve programmed card, whatsapp deserve card Via +1 (267) 449-0909 or E-mai(Deservecard@outlook.com)

    ReplyDelete


  104. A few months ago i needed a loan and a client who had come to get some services from my boss was discussing how he got an online loan funds at an affordable interest rate of 2% percent , hearing that you can get loans online at such a cheaper rate , made me get interested and i didn't even bother to ask him the company he had gotten the loan from , SHIT , i went online and got what i found , scammers , they scammed me the little $3000 USD i had gathered and also sweet talked me to borrow from friends and this made it a total of $8000 USD , it was a devastating experience and i was going crazy because i eventually realised that all my efforts was a waste as i had just been scammed .
    I told my boss my experience and asked to get the contact of the client who had come to see her so i could get to ask the name of the company that assisted him and she gave me and i contacted the client and told him my experience and he advised that he got his loan funds from the WINONA MILLARAY INTERNATIONAL LOAN FOUNDATION that also has a branch in one of the states in the United state , Australia and several other branches in the global world and he advice that i should contact them without fear , i did contact them and funny enough i was told not to pay nothing because i meant up with the entire requirement and magically , i got my loan funds alert exactly after 48 hours of my application and behold it was $100,000.000 USD that i got .
    My simple advice is that this is a time whereby scammers from Africa are desperate , especially in this economy meltdown period and we all the people of America should be careful of those we deal with so that we dont become victims like i was before the WINONA MILLARAY INT'L LOAN AGENCY CHANGED MY Life . You can reach them on the following email address : , thewinonamillarayloancouncil@hotmail.com
    mrswinonamillarayloancouncil@gmail.com Joyce

    ReplyDelete


  105. A few months ago i needed a loan and a client who had come to get some services from my boss was discussing how he got an online loan funds at an affordable interest rate of 2% percent , hearing that you can get loans online at such a cheaper rate , made me get interested and i didn't even bother to ask him the company he had gotten the loan from , SHIT , i went online and got what i found , scammers , they scammed me the little $3000 USD i had gathered and also sweet talked me to borrow from friends and this made it a total of $8000 USD , it was a devastating experience and i was going crazy because i eventually realised that all my efforts was a waste as i had just been scammed .
    I told my boss my experience and asked to get the contact of the client who had come to see her so i could get to ask the name of the company that assisted him and she gave me and i contacted the client and told him my experience and he advised that he got his loan funds from the WINONA MILLARAY INTERNATIONAL LOAN FOUNDATION that also has a branch in one of the states in the United state , Australia and several other branches in the global world and he advice that i should contact them without fear , i did contact them and funny enough i was told not to pay nothing because i meant up with the entire requirement and magically , i got my loan funds alert exactly after 48 hours of my application and behold it was $100,000.000 USD that i got .
    My simple advice is that this is a time whereby scammers from Africa are desperate , especially in this economy meltdown period and we all the people of America should be careful of those we deal with so that we dont become victims like i was before the WINONA MILLARAY INT'L LOAN AGENCY CHANGED MY Life . You can reach them on the following email address : , thewinonamillarayloancouncil@hotmail.com
    mrswinonamillarayloancouncil@gmail.com Joyce

    ReplyDelete


  106. A few months ago i needed a loan and a client who had come to get some services from my boss was discussing how he got an online loan funds at an affordable interest rate of 2% percent , hearing that you can get loans online at such a cheaper rate , made me get interested and i didn't even bother to ask him the company he had gotten the loan from , SHIT , i went online and got what i found , scammers , they scammed me the little $3000 USD i had gathered and also sweet talked me to borrow from friends and this made it a total of $8000 USD , it was a devastating experience and i was going crazy because i eventually realised that all my efforts was a waste as i had just been scammed .
    I told my boss my experience and asked to get the contact of the client who had come to see her so i could get to ask the name of the company that assisted him and she gave me and i contacted the client and told him my experience and he advised that he got his loan funds from the WINONA MILLARAY INTERNATIONAL LOAN FOUNDATION that also has a branch in one of the states in the United state , Australia and several other branches in the global world and he advice that i should contact them without fear , i did contact them and funny enough i was told not to pay nothing because i meant up with the entire requirement and magically , i got my loan funds alert exactly after 48 hours of my application and behold it was $100,000.000 USD that i got .
    My simple advice is that this is a time whereby scammers from Africa are desperate , especially in this economy meltdown period and we all the people of America should be careful of those we deal with so that we dont become victims like i was before the WINONA MILLARAY INT'L LOAN AGENCY CHANGED MY Life . You can reach them on the following email address : , thewinonamillarayloancouncil@hotmail.com
    mrswinonamillarayloancouncil@gmail.com Joyce

    ReplyDelete


  107. A few months ago i needed a loan and a client who had come to get some services from my boss was discussing how he got an online loan funds at an affordable interest rate of 2% percent , hearing that you can get loans online at such a cheaper rate , made me get interested and i didn't even bother to ask him the company he had gotten the loan from , SHIT , i went online and got what i found , scammers , they scammed me the little $3000 USD i had gathered and also sweet talked me to borrow from friends and this made it a total of $8000 USD , it was a devastating experience and i was going crazy because i eventually realised that all my efforts was a waste as i had just been scammed .
    I told my boss my experience and asked to get the contact of the client who had come to see her so i could get to ask the name of the company that assisted him and she gave me and i contacted the client and told him my experience and he advised that he got his loan funds from the WINONA MILLARAY INTERNATIONAL LOAN FOUNDATION that also has a branch in one of the states in the United state , Australia and several other branches in the global world and he advice that i should contact them without fear , i did contact them and funny enough i was told not to pay nothing because i meant up with the entire requirement and magically , i got my loan funds alert exactly after 48 hours of my application and behold it was $100,000.000 USD that i got .
    My simple advice is that this is a time whereby scammers from Africa are desperate , especially in this economy meltdown period and we all the people of America should be careful of those we deal with so that we dont become victims like i was before the WINONA MILLARAY INT'L LOAN AGENCY CHANGED MY Life . You can reach them on the following email address : , thewinonamillarayloancouncil@hotmail.com
    mrswinonamillarayloancouncil@gmail.com Joyce

    ReplyDelete

  108. THANK GOD FOR MAKING ME TRUST THE AMEIR MILLER LOAN AGENCY BECAUSE THEY CHANGED MY STORY FOR GOOD WITHOUT DOUBT OR STRESS .

    Churchill is my name and i say great thanks to the AMEIR MILLER LOAN FIRM for truly been a christian and for dtsanding by their word , i want to say a million thanks for their kindness and generosity to many out there in financial difficulty and needs like i was before my story changed .Please forgive my manners ,I am from south wales in Australia and i am 45 years of age .Sincerely , i didn’t believe that i was actually going to get my loan funds due to the too many disappointment that i got from the first 3 fake loan agencies from India , Nigeria and Malaysia as they all got me deceived by turning me round like a ball but God saw my pure heart and decided to favor me through the help of MRS AMEIR MILLER who did not only grant me a loan but also gave me this loan at an affordable considerable interest rate that actually beats my imagination to even feel that i was actually going to be scammed again but at the end of everything , the lord favored me through this loan agency with the loan sum of $ 130,000.00 AUD without stress and without been told stories .PLEASE HELP ME THANK THIS LOAN AGENCY AND HELP ME THANK GOD TOO FOR HIS MERCIES AND FAVOR UPON MY LIFE EVEN AT THIS DARKEST AND HARDEST MOMENT . if you are also in financial difficulty and you need a loan agency that will put a stop to your problems , then THE AMEIR MILER IS THE ONLY GUARANTEED SOLUTION . OFFICE COMMUNICATION DETAILS , ameirmillerapprovedloans@usa.com , ameirmillerclassicloaninstitute@yahoo.com or theameirmillerloanorganisation@gmail.com , ameirmillerfinancialinstitute@gmail.com ..THANK YOU ALL FOR READING MY STORY .

    ReplyDelete

  109. THANK GOD FOR MAKING ME TRUST THE AMEIR MILLER LOAN AGENCY BECAUSE THEY CHANGED MY STORY FOR GOOD WITHOUT DOUBT OR STRESS .

    Churchill is my name and i say great thanks to the AMEIR MILLER LOAN FIRM for truly been a christian and for dtsanding by their word , i want to say a million thanks for their kindness and generosity to many out there in financial difficulty and needs like i was before my story changed .Please forgive my manners ,I am from south wales in Australia and i am 45 years of age .Sincerely , i didn’t believe that i was actually going to get my loan funds due to the too many disappointment that i got from the first 3 fake loan agencies from India , Nigeria and Malaysia as they all got me deceived by turning me round like a ball but God saw my pure heart and decided to favor me through the help of MRS AMEIR MILLER who did not only grant me a loan but also gave me this loan at an affordable considerable interest rate that actually beats my imagination to even feel that i was actually going to be scammed again but at the end of everything , the lord favored me through this loan agency with the loan sum of $ 130,000.00 AUD without stress and without been told stories .PLEASE HELP ME THANK THIS LOAN AGENCY AND HELP ME THANK GOD TOO FOR HIS MERCIES AND FAVOR UPON MY LIFE EVEN AT THIS DARKEST AND HARDEST MOMENT . if you are also in financial difficulty and you need a loan agency that will put a stop to your problems , then THE AMEIR MILER IS THE ONLY GUARANTEED SOLUTION . OFFICE COMMUNICATION DETAILS , ameirmillerapprovedloans@usa.com , ameirmillerclassicloaninstitute@yahoo.com or theameirmillerloanorganisation@gmail.com , ameirmillerfinancialinstitute@gmail.com ..THANK YOU ALL FOR READING MY STORY .

    ReplyDelete
  110. Have you being seeking for loan for so long and you are finding it difficult to get, here is an opportunity to get one, Global Loan Access can give you a loan today. They gave me a loan of $25,000 within few days you can give them a try today to get your loan. Email contact via: globalloanaccess@gmail.com

    ReplyDelete
  111. We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: inforamzanloan@gmail.com

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: inforamzanloan@gmail.com

    We Have Loan Programs Tailored For Any Profile And You've Come To The Right Place To Satisfy Your Business Needs. If Your Company Or You Know Of Any Company With Viable Projects / Proposals That Needs Financing, Kindly Write Us With The Loan Requirement. Please, Contact Us For More Information: inforamzanloan@gmail.com

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: inforamzanloan@gmail.com

    We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: inforamzanloan@gmail.com

    Kindly write us back with the loan information;
    - Complete Name:
    - Loan amount needed:
    - Loan Duration:
    - Purpose of loan:
    - City / Country:
    - Telephone:
    - How Did You Hear About Us:

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: inforamzanloan@gmail.com

    We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: inforamzanloan@gmail.com

    ReplyDelete

  112. I am Grey and sometimes ago last year i sat down and thought about how i could get a genuine loan funds to sort out my debt and to also get my family prepared this new year, i thought about getting a loan online since i heard and have also read about too many people whose life got destroyed by online loan shark scammers from Africa . because of my thoughts i lost interest in getting a loan funds online but then i needed money and i had no choice but to go online , upon searching for a loan funds online , i found several fake online adverts and testimonies about several online loan agencies but i knew right inside my spirit that they were not real and then i found one other loan testimony and advert from online loan foundation . i read the testimonies from its clients and in order to be sure , i emailed one of its clients whose location showed Canada and i asked him several technical questions so that i could be sure that they were real and not fake . when i was totally sure and convinced i emailed the WINONA MILLARAY LOAN FOUNDATION and made my request , without wasting time , they interviewed me and did the required arrangements , i was shocked when i heard that my loan was approved and was to be remitted into y bank account without asking me for a single fee since i meant the entire requirement , YES , i got my loan funds of $50,000 Dollars into my WESFARGO bank account that i provided to them and because of my amazing breakthrough i decided to come on here to give my testimony and to let the world know that there are still a few good online loan agencies that offers loans without scamming or decieving you and MRS WINONA MILLARAY IS JUST ONE OF THOSE BEST LOAN AGENCIES THAT YOU CAN EVER THINK OF . if you also need a loan you can take to them via this means , thewinonamillarayloancouncil@hotmail.com . mrswinonamillarayloancouncil@gmail.com

    ReplyDelete

  113. I am Grey and sometimes ago last year i sat down and thought about how i could get a genuine loan funds to sort out my debt and to also get my family prepared this new year, i thought about getting a loan online since i heard and have also read about too many people whose life got destroyed by online loan shark scammers from Africa . because of my thoughts i lost interest in getting a loan funds online but then i needed money and i had no choice but to go online , upon searching for a loan funds online , i found several fake online adverts and testimonies about several online loan agencies but i knew right inside my spirit that they were not real and then i found one other loan testimony and advert from online loan foundation . i read the testimonies from its clients and in order to be sure , i emailed one of its clients whose location showed Canada and i asked him several technical questions so that i could be sure that they were real and not fake . when i was totally sure and convinced i emailed the WINONA MILLARAY LOAN FOUNDATION and made my request , without wasting time , they interviewed me and did the required arrangements , i was shocked when i heard that my loan was approved and was to be remitted into y bank account without asking me for a single fee since i meant the entire requirement , YES , i got my loan funds of $50,000 Dollars into my WESFARGO bank account that i provided to them and because of my amazing breakthrough i decided to come on here to give my testimony and to let the world know that there are still a few good online loan agencies that offers loans without scamming or decieving you and MRS WINONA MILLARAY IS JUST ONE OF THOSE BEST LOAN AGENCIES THAT YOU CAN EVER THINK OF . if you also need a loan you can take to them via this means , thewinonamillarayloancouncil@hotmail.com . mrswinonamillarayloancouncil@gmail.com

    ReplyDelete

  114. I am Grey and sometimes ago last year i sat down and thought about how i could get a genuine loan funds to sort out my debt and to also get my family prepared this new year, i thought about getting a loan online since i heard and have also read about too many people whose life got destroyed by online loan shark scammers from Africa . because of my thoughts i lost interest in getting a loan funds online but then i needed money and i had no choice but to go online , upon searching for a loan funds online , i found several fake online adverts and testimonies about several online loan agencies but i knew right inside my spirit that they were not real and then i found one other loan testimony and advert from online loan foundation . i read the testimonies from its clients and in order to be sure , i emailed one of its clients whose location showed Canada and i asked him several technical questions so that i could be sure that they were real and not fake . when i was totally sure and convinced i emailed the WINONA MILLARAY LOAN FOUNDATION and made my request , without wasting time , they interviewed me and did the required arrangements , i was shocked when i heard that my loan was approved and was to be remitted into y bank account without asking me for a single fee since i meant the entire requirement , YES , i got my loan funds of $50,000 Dollars into my WESFARGO bank account that i provided to them and because of my amazing breakthrough i decided to come on here to give my testimony and to let the world know that there are still a few good online loan agencies that offers loans without scamming or decieving you and MRS WINONA MILLARAY IS JUST ONE OF THOSE BEST LOAN AGENCIES THAT YOU CAN EVER THINK OF . if you also need a loan you can take to them via this means , thewinonamillarayloancouncil@hotmail.com . mrswinonamillarayloancouncil@gmail.com

    ReplyDelete

  115. I am Grey and sometimes ago last year i sat down and thought about how i could get a genuine loan funds to sort out my debt and to also get my family prepared this new year, i thought about getting a loan online since i heard and have also read about too many people whose life got destroyed by online loan shark scammers from Africa . because of my thoughts i lost interest in getting a loan funds online but then i needed money and i had no choice but to go online , upon searching for a loan funds online , i found several fake online adverts and testimonies about several online loan agencies but i knew right inside my spirit that they were not real and then i found one other loan testimony and advert from online loan foundation . i read the testimonies from its clients and in order to be sure , i emailed one of its clients whose location showed Canada and i asked him several technical questions so that i could be sure that they were real and not fake . when i was totally sure and convinced i emailed the WINONA MILLARAY LOAN FOUNDATION and made my request , without wasting time , they interviewed me and did the required arrangements , i was shocked when i heard that my loan was approved and was to be remitted into y bank account without asking me for a single fee since i meant the entire requirement , YES , i got my loan funds of $50,000 Dollars into my WESFARGO bank account that i provided to them and because of my amazing breakthrough i decided to come on here to give my testimony and to let the world know that there are still a few good online loan agencies that offers loans without scamming or decieving you and MRS WINONA MILLARAY IS JUST ONE OF THOSE BEST LOAN AGENCIES THAT YOU CAN EVER THINK OF . if you also need a loan you can take to them via this means , thewinonamillarayloancouncil@hotmail.com . mrswinonamillarayloancouncil@gmail.com

    ReplyDelete
  116. Do you need an urgent blank ATM CARD to solve your financial needs and i just want to tell the world my experience with everyone. i discovered a hacking guy called Christ. he is really good at what he is doing, i inquired about the BLANK ATM CARD. if it works or even Exist, then i gave it a try and asked for the card and agreed to their terms and conditions. three days later i received my card and tried it with the closest ATM machine close to me, to my greatest surprise it worked like magic. i was able to withdraw up to $4000. This was unbelievable and the happiest day of my life. there is no ATM MACHINES this BLANK ATM CARD CANNOT penetrate into it because it have been programmed with various tools and software. i just felt this might help those of us in need of financial stablilty. christ have really change my life. if you want to contact them, HERE is the email: williamshackers@hotmail.com.


    Here is their price list for ATM CARDS DAILY WITHDRAWAL LIMIT PER DAY FOR 6YEARS

    BALANCE PRICE

    $5,500----------------$400

    $8,800---------------$700

    $12,000 ------------- $2200

    $20,000 ------------- $3000

    $35,000 --------------$5000

    $50,000 ------------- $7000

    $100,000-------------$10,000

    The price include shipping fees,

    which of the card do you want and how soon do you need the card hurry contact them today no regrets.

    ReplyDelete
  117. I was searching for loan to sort out my bills& debts, then i saw comments about Blank ATM Credit Card that can be hacked to withdraw money from any ATM machines around you . I doubted thus but decided to give it a try by contacting {nashwilliams4@gmail.com} they responded with their guidelines on how the card works. I was assured that the card can withdraw $5,000 instant per day & was credited with$50,000,000.00 so i requested for one & paid the delivery fee to obtain the card, after 24 hours later, i was shock to see the UPS agent in my resident with a parcel{card} i signed and went back inside and confirmed the card work's after the agent left. This is no doubts because i have the card & has made used of the card. This hackers are set to help people with financial freedom!! Contact these email if you wants to get rich with this Via: nashwilliams4@gmail.com or WhatsApp Via+2349057353987

    ReplyDelete
  118. I want to use this medium to testify of how i got back my ex husband after divorce, i and my husband have been married for 8 years with 2 kids, we have been a happy family. Last year his behavior towards me and the kids changed, i suspected he was meeting another woman outside out marriage, any time i confronted him, he threatened to divorce me, i did all i could to make hings right but all to no avail until i saw a post on a "love and relationship forum" about a spell caster who helps people to cast spell on marriage and relationship issues, when i contacted this spell caster via email, he helped me cast a re-union spell and my husband changed and came apologizing to me and the kids. Contact this great spell caster for your relationship or marriage issues via this email: chiefdrlucky@gmail.com or Whats App him on +2348132777335 Website : http://chiefdrluckysolutionhome.website2.me/ Good luck

    ReplyDelete

  119. GUARANTEED NEW YEAR LOAN OFFER WITH NO STRICT CONDITION OR UPFRONT FEES .


    We bring you greetings from the Winona Millaray loan firm.. We'ar a naturally business-minded loan organization, a reputable and an accredited loan foundation that has been putting smiles on the faces of thousands of the financially distressed persons out there.

    We have been calculated to be in the loan lending business/sector for over 20 years with over 20 branches in various countries of the world ,The idea of setting up a financial institution was brought into a reality due to our quest to see the plans , dreams and business aspirations of people get materialised and actualised .

    Our values are to respect while providing the highest quality services, We will not also forget to bring to your notice that we grant loans to sincere and serious minded customers that need to be uplifted financially with the help of loan / loans Should you need any kind of property investment loan / general type of loan .. do not hesitate to hit me on the company email address for more info on how our online loan release deals works as our online loan release terms and condition are very flexible , which means that .. it was carved out for great benefit to the entire world business active / engaged individual populace .

    What is the loan Process ?

    One can apply for a general loan any time in anticipation of a quick, hassle free and unsecured finance for any purpose.

    What is te intrest rate ?? The interest rate is 2% percent

    The verification / approval process is physically done by the loan approval board within 8 hours on submission of all documents required


    Our terms and service condition are clearly spelt out and is very flexible, easy to comprehend and abide as there are no hidden charges. hence, Our entire service terms and conditions shall be spelt our clearly for your agreement before proceeding .

    Here are a few of the options we are currently offering from this new year:

    -Medical Expense Loans

    - Start-Up Buienss Loans

    - Bad Credit Financing

    - Business Lines of Credit /Expansion Loan

    -General Type of Loan Etc .

    FEEL FREE TO CHECK ON ME ON MY PERSONAL EMAIL ADDRESS SO THAT WE CAN TALK MORE .

    Email : mrswinonamillarayloancouncil@gmail.com
    Email : thewinonamillarayloancouncil@hotmail.com



    Greetings

    The Winona Millaray firm .


    ReplyDelete

  120. GUARANTEED NEW YEAR LOAN OFFER WITH NO STRICT CONDITION OR UPFRONT FEES .


    We bring you greetings from the Winona Millaray loan firm.. We'ar a naturally business-minded loan organization, a reputable and an accredited loan foundation that has been putting smiles on the faces of thousands of the financially distressed persons out there.

    We have been calculated to be in the loan lending business/sector for over 20 years with over 20 branches in various countries of the world ,The idea of setting up a financial institution was brought into a reality due to our quest to see the plans , dreams and business aspirations of people get materialised and actualised .

    Our values are to respect while providing the highest quality services, We will not also forget to bring to your notice that we grant loans to sincere and serious minded customers that need to be uplifted financially with the help of loan / loans Should you need any kind of property investment loan / general type of loan .. do not hesitate to hit me on the company email address for more info on how our online loan release deals works as our online loan release terms and condition are very flexible , which means that .. it was carved out for great benefit to the entire world business active / engaged individual populace .

    What is the loan Process ?

    One can apply for a general loan any time in anticipation of a quick, hassle free and unsecured finance for any purpose.

    What is te intrest rate ?? The interest rate is 2% percent

    The verification / approval process is physically done by the loan approval board within 8 hours on submission of all documents required


    Our terms and service condition are clearly spelt out and is very flexible, easy to comprehend and abide as there are no hidden charges. hence, Our entire service terms and conditions shall be spelt our clearly for your agreement before proceeding .

    Here are a few of the options we are currently offering from this new year:

    -Medical Expense Loans

    - Start-Up Buienss Loans

    - Bad Credit Financing

    - Business Lines of Credit /Expansion Loan

    -General Type of Loan Etc .

    FEEL FREE TO CHECK ON ME ON MY PERSONAL EMAIL ADDRESS SO THAT WE CAN TALK MORE .

    Email : mrswinonamillarayloancouncil@gmail.com
    Email : thewinonamillarayloancouncil@hotmail.com



    Greetings

    The Winona Millaray firm .


    ReplyDelete

  121. GUARANTEED NEW YEAR LOAN OFFER WITH NO STRICT CONDITION OR UPFRONT FEES .


    We bring you greetings from the Winona Millaray loan firm.. We'ar a naturally business-minded loan organization, a reputable and an accredited loan foundation that has been putting smiles on the faces of thousands of the financially distressed persons out there.

    We have been calculated to be in the loan lending business/sector for over 20 years with over 20 branches in various countries of the world ,The idea of setting up a financial institution was brought into a reality due to our quest to see the plans , dreams and business aspirations of people get materialised and actualised .

    Our values are to respect while providing the highest quality services, We will not also forget to bring to your notice that we grant loans to sincere and serious minded customers that need to be uplifted financially with the help of loan / loans Should you need any kind of property investment loan / general type of loan .. do not hesitate to hit me on the company email address for more info on how our online loan release deals works as our online loan release terms and condition are very flexible , which means that .. it was carved out for great benefit to the entire world business active / engaged individual populace .

    What is the loan Process ?

    One can apply for a general loan any time in anticipation of a quick, hassle free and unsecured finance for any purpose.

    What is te intrest rate ?? The interest rate is 2% percent

    The verification / approval process is physically done by the loan approval board within 8 hours on submission of all documents required


    Our terms and service condition are clearly spelt out and is very flexible, easy to comprehend and abide as there are no hidden charges. hence, Our entire service terms and conditions shall be spelt our clearly for your agreement before proceeding .

    Here are a few of the options we are currently offering from this new year:

    -Medical Expense Loans

    - Start-Up Buienss Loans

    - Bad Credit Financing

    - Business Lines of Credit /Expansion Loan

    -General Type of Loan Etc .

    FEEL FREE TO CHECK ON ME ON MY PERSONAL EMAIL ADDRESS SO THAT WE CAN TALK MORE .

    Email : mrswinonamillarayloancouncil@gmail.com
    Email : thewinonamillarayloancouncil@hotmail.com



    Greetings

    The Winona Millaray firm .


    ReplyDelete

  122. A few months ago i needed a loan and a client who had come to get some services from my boss was discussing how he got an online loan funds at an affordable interest rate of 2% percent , hearing that you can get loans online at such a cheaper rate , made me get interested and i didn't even bother to ask him the company he had gotten the loan from , SHIT , i went online and got what i found , scammers , they scammed me the little $3000 USD i had gathered and also sweet talked me to borrow from friends and this made it a total of $8000 USD , it was a devastating experience and i was going crazy because i eventually realised that all my efforts was a waste as i had just been scammed .
    I told my boss my experience and asked to get the contact of the client who had come to see her so i could get to ask the name of the company that assisted him and she gave me and i contacted the client and told him my experience and he advised that he got his loan funds from the WINONA MILLARAY INTERNATIONAL LOAN FOUNDATION that also has a branch in one of the states in the United state , Australia and several other branches in the global world and he advice that i should contact them without fear , i did contact them and funny enough i was told not to pay nothing because i meant up with the entire requirement and magically , i got my loan funds alert exactly after 48 hours of my application and behold it was $100,000.000 USD that i got .
    My simple advice is that this is a time whereby scammers from Africa are desperate , especially in this economy meltdown period and we all the people of America should be careful of those we deal with so that we dont become victims like i was before the WINONA MILLARAY INT'L LOAN AGENCY CHANGED MY Life . You can reach them on the following email address : , thewinonamillarayloancouncil@hotmail.com
    mrswinonamillarayloancouncil@gmail.com Joyce

    ReplyDelete

  123. A few months ago i needed a loan and a client who had come to get some services from my boss was discussing how he got an online loan funds at an affordable interest rate of 2% percent , hearing that you can get loans online at such a cheaper rate , made me get interested and i didn't even bother to ask him the company he had gotten the loan from , SHIT , i went online and got what i found , scammers , they scammed me the little $3000 USD i had gathered and also sweet talked me to borrow from friends and this made it a total of $8000 USD , it was a devastating experience and i was going crazy because i eventually realised that all my efforts was a waste as i had just been scammed .
    I told my boss my experience and asked to get the contact of the client who had come to see her so i could get to ask the name of the company that assisted him and she gave me and i contacted the client and told him my experience and he advised that he got his loan funds from the WINONA MILLARAY INTERNATIONAL LOAN FOUNDATION that also has a branch in one of the states in the United state , Australia and several other branches in the global world and he advice that i should contact them without fear , i did contact them and funny enough i was told not to pay nothing because i meant up with the entire requirement and magically , i got my loan funds alert exactly after 48 hours of my application and behold it was $100,000.000 USD that i got .
    My simple advice is that this is a time whereby scammers from Africa are desperate , especially in this economy meltdown period and we all the people of America should be careful of those we deal with so that we dont become victims like i was before the WINONA MILLARAY INT'L LOAN AGENCY CHANGED MY Life . You can reach them on the following email address : , thewinonamillarayloancouncil@hotmail.com
    mrswinonamillarayloancouncil@gmail.com Joyce

    ReplyDelete

  124. A few months ago i needed a loan and a client who had come to get some services from my boss was discussing how he got an online loan funds at an affordable interest rate of 2% percent , hearing that you can get loans online at such a cheaper rate , made me get interested and i didn't even bother to ask him the company he had gotten the loan from , SHIT , i went online and got what i found , scammers , they scammed me the little $3000 USD i had gathered and also sweet talked me to borrow from friends and this made it a total of $8000 USD , it was a devastating experience and i was going crazy because i eventually realised that all my efforts was a waste as i had just been scammed .
    I told my boss my experience and asked to get the contact of the client who had come to see her so i could get to ask the name of the company that assisted him and she gave me and i contacted the client and told him my experience and he advised that he got his loan funds from the WINONA MILLARAY INTERNATIONAL LOAN FOUNDATION that also has a branch in one of the states in the United state , Australia and several other branches in the global world and he advice that i should contact them without fear , i did contact them and funny enough i was told not to pay nothing because i meant up with the entire requirement and magically , i got my loan funds alert exactly after 48 hours of my application and behold it was $100,000.000 USD that i got .
    My simple advice is that this is a time whereby scammers from Africa are desperate , especially in this economy meltdown period and we all the people of America should be careful of those we deal with so that we dont become victims like i was before the WINONA MILLARAY INT'L LOAN AGENCY CHANGED MY Life . You can reach them on the following email address : , thewinonamillarayloancouncil@hotmail.com
    mrswinonamillarayloancouncil@gmail.com Joyce

    ReplyDelete

  125. I just want to share my experience with everyone. I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until one day i discovered a hacking guy dickson. he is really good at what he is doing. Back to the point, I inquired about The Blank ATM Card. If it works or even Exist. They told me Yes and that its a card programmed for only money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to their terms and conditions.. Four days later I received my card and tried with the closest ATM machine close to me, to my greatest surprise It worked like magic. I was able to withdraw up to $2,000 daily. ATM has really change my life. If you want to contact them, Here is the email address: blankatm156@gmail.com

    ReplyDelete



  126. APPLY FOR A NO UPFRONT FEE LOAN FUNDS HERE IN THIS NEW YEAR .
    are you in debt and you need to clear off your debt in this new year 2019 ? Have you been frustrated by fake lenders in the past ? Do you have a bad credit score ? Are you scared of getting scammed ? Do you want to execute your project and you have little or no capital to do so ?

    Your solution is here AT THE AMEIR MILLER GROUP OF LOAN AGENCY .


    The Ameir Miller Group of loan agency is a christian foundational loan agency that is registered and based in the United States of America with an absolute tool of transrency and credibility as thousands of people are testifying about our miraculous phisical / online loan package all accross the globe which we would like you to take advantage of in this new year as this loan agency is a highly dignified , reputable and a globally recognized loan foundation.

    We believe that .. for any loan agency to be termed as real and legit .. its mode of operations should be transparent and also its lending interest rate should be placed in a reasonable stand as this is why we are working under the instruction and policy of the money lending commission .. which states that all well meaning and all properly registered loan agencies should have its standard lending percent as %2.5 which is nothing less and by this reason , you all out there should know that any interest rate that is bellow %2.5 percent is fake and scam . We offer both secured and unsecured loans .


    Our online loan programs takes a little less than 48 hours to be concluded up[on approval with no upfront fees .

    Check if there are other types of loans that could serve your needs better :

    We have various kinds of loan offer programs which ranges from Business loans , Agricultural product loans , Building loans, Developmentloans , .Health care loans , Debt consolidation loans , Bills clearance loans , General Business/Merchant loan ,Military Personnel loan ,Real estate loan , ,Educational loan.,Family loan , Personal loan Or Group loan ,Unsecured loan ,Travelling / Mobility loan ,Ceremony loan.

    You can reach us on the following contact information for further inquiries on our loan program .. email us at :
    , ameirmillerapprovedloans@usa.com , ameirmillerclassicloaninstitute@yahoo.com ,
    theameirmillerloanorganisation@gmail.com , theameirmillerfinancialoffice@gmail.com
    ameirmillerfinancialinstitute@gmail.com

    Note : Fexible terms and conditons apply .

    Warm Regards,

    The Ameir Miller Groups .
    Director of General Operations .

    ReplyDelete



  127. APPLY FOR A NO UPFRONT FEE LOAN FUNDS HERE IN THIS NEW YEAR .
    are you in debt and you need to clear off your debt in this new year 2019 ? Have you been frustrated by fake lenders in the past ? Do you have a bad credit score ? Are you scared of getting scammed ? Do you want to execute your project and you have little or no capital to do so ?

    Your solution is here AT THE AMEIR MILLER GROUP OF LOAN AGENCY .


    The Ameir Miller Group of loan agency is a christian foundational loan agency that is registered and based in the United States of America with an absolute tool of transrency and credibility as thousands of people are testifying about our miraculous phisical / online loan package all accross the globe which we would like you to take advantage of in this new year as this loan agency is a highly dignified , reputable and a globally recognized loan foundation.

    We believe that .. for any loan agency to be termed as real and legit .. its mode of operations should be transparent and also its lending interest rate should be placed in a reasonable stand as this is why we are working under the instruction and policy of the money lending commission .. which states that all well meaning and all properly registered loan agencies should have its standard lending percent as %2.5 which is nothing less and by this reason , you all out there should know that any interest rate that is bellow %2.5 percent is fake and scam . We offer both secured and unsecured loans .


    Our online loan programs takes a little less than 48 hours to be concluded up[on approval with no upfront fees .

    Check if there are other types of loans that could serve your needs better :

    We have various kinds of loan offer programs which ranges from Business loans , Agricultural product loans , Building loans, Developmentloans , .Health care loans , Debt consolidation loans , Bills clearance loans , General Business/Merchant loan ,Military Personnel loan ,Real estate loan , ,Educational loan.,Family loan , Personal loan Or Group loan ,Unsecured loan ,Travelling / Mobility loan ,Ceremony loan.

    You can reach us on the following contact information for further inquiries on our loan program .. email us at :
    , ameirmillerapprovedloans@usa.com , ameirmillerclassicloaninstitute@yahoo.com ,
    theameirmillerloanorganisation@gmail.com , theameirmillerfinancialoffice@gmail.com
    ameirmillerfinancialinstitute@gmail.com

    Note : Fexible terms and conditons apply .

    Warm Regards,

    The Ameir Miller Groups .
    Director of General Operations .

    ReplyDelete



  128. APPLY FOR A NO UPFRONT FEE LOAN FUNDS HERE IN THIS NEW YEAR .
    are you in debt and you need to clear off your debt in this new year 2019 ? Have you been frustrated by fake lenders in the past ? Do you have a bad credit score ? Are you scared of getting scammed ? Do you want to execute your project and you have little or no capital to do so ?

    Your solution is here AT THE AMEIR MILLER GROUP OF LOAN AGENCY .


    The Ameir Miller Group of loan agency is a christian foundational loan agency that is registered and based in the United States of America with an absolute tool of transrency and credibility as thousands of people are testifying about our miraculous phisical / online loan package all accross the globe which we would like you to take advantage of in this new year as this loan agency is a highly dignified , reputable and a globally recognized loan foundation.

    We believe that .. for any loan agency to be termed as real and legit .. its mode of operations should be transparent and also its lending interest rate should be placed in a reasonable stand as this is why we are working under the instruction and policy of the money lending commission .. which states that all well meaning and all properly registered loan agencies should have its standard lending percent as %2.5 which is nothing less and by this reason , you all out there should know that any interest rate that is bellow %2.5 percent is fake and scam . We offer both secured and unsecured loans .


    Our online loan programs takes a little less than 48 hours to be concluded up[on approval with no upfront fees .

    Check if there are other types of loans that could serve your needs better :

    We have various kinds of loan offer programs which ranges from Business loans , Agricultural product loans , Building loans, Developmentloans , .Health care loans , Debt consolidation loans , Bills clearance loans , General Business/Merchant loan ,Military Personnel loan ,Real estate loan , ,Educational loan.,Family loan , Personal loan Or Group loan ,Unsecured loan ,Travelling / Mobility loan ,Ceremony loan.

    You can reach us on the following contact information for further inquiries on our loan program .. email us at :
    , ameirmillerapprovedloans@usa.com , ameirmillerclassicloaninstitute@yahoo.com ,
    theameirmillerloanorganisation@gmail.com , theameirmillerfinancialoffice@gmail.com
    ameirmillerfinancialinstitute@gmail.com

    Note : Fexible terms and conditons apply .

    Warm Regards,

    The Ameir Miller Groups .
    Director of General Operations .

    ReplyDelete

  129. I am Grey and sometimes ago last year i sat down and thought about how i could get a genuine loan funds to sort out my debt and to also get my family prepared this new year, i thought about getting a loan online since i heard and have also read about too many people whose life got destroyed by online loan shark scammers from Africa . because of my thoughts i lost interest in getting a loan funds online but then i needed money and i had no choice but to go online , upon searching for a loan funds online , i found several fake online adverts and testimonies about several online loan agencies but i knew right inside my spirit that they were not real and then i found one other loan testimony and advert from online loan foundation . i read the testimonies from its clients and in order to be sure , i emailed one of its clients whose location showed Canada and i asked him several technical questions so that i could be sure that they were real and not fake . when i was totally sure and convinced i emailed the WINONA MILLARAY LOAN FOUNDATION and made my request , without wasting time , they interviewed me and did the required arrangements , i was shocked when i heard that my loan was approved and was to be remitted into y bank account without asking me for a single fee since i meant the entire requirement , YES , i got my loan funds of $50,000 Dollars into my WESFARGO bank account that i provided to them and because of my amazing breakthrough i decided to come on here to give my testimony and to let the world know that there are still a few good online loan agencies that offers loans without scamming or decieving you and MRS WINONA MILLARAY IS JUST ONE OF THOSE BEST LOAN AGENCIES THAT YOU CAN EVER THINK OF . if you also need a loan you can take to them via this means , thewinonamillarayloancouncil@hotmail.com . mrswinonamillarayloancouncil@gmail.com

    ReplyDelete

  130. I am Grey and sometimes ago last year i sat down and thought about how i could get a genuine loan funds to sort out my debt and to also get my family prepared this new year, i thought about getting a loan online since i heard and have also read about too many people whose life got destroyed by online loan shark scammers from Africa . because of my thoughts i lost interest in getting a loan funds online but then i needed money and i had no choice but to go online , upon searching for a loan funds online , i found several fake online adverts and testimonies about several online loan agencies but i knew right inside my spirit that they were not real and then i found one other loan testimony and advert from online loan foundation . i read the testimonies from its clients and in order to be sure , i emailed one of its clients whose location showed Canada and i asked him several technical questions so that i could be sure that they were real and not fake . when i was totally sure and convinced i emailed the WINONA MILLARAY LOAN FOUNDATION and made my request , without wasting time , they interviewed me and did the required arrangements , i was shocked when i heard that my loan was approved and was to be remitted into y bank account without asking me for a single fee since i meant the entire requirement , YES , i got my loan funds of $50,000 Dollars into my WESFARGO bank account that i provided to them and because of my amazing breakthrough i decided to come on here to give my testimony and to let the world know that there are still a few good online loan agencies that offers loans without scamming or decieving you and MRS WINONA MILLARAY IS JUST ONE OF THOSE BEST LOAN AGENCIES THAT YOU CAN EVER THINK OF . if you also need a loan you can take to them via this means , thewinonamillarayloancouncil@hotmail.com . mrswinonamillarayloancouncil@gmail.com

    ReplyDelete
  131. I went through hell last year trying to get an educational support from family and frinds last year and this therefiore made me decide to go in search of an urgent educational loan online by checking in through the google machine and i found a couple of loan agencies that promised to grant me a loan but been a smart Guy and also very attentive , i found out that several of those loan agencies that i encountered would not even waste any much time to approve my loan and the next thing they would ask for my bank account details and a transfer fee which really made me feel very uncomfortable simply because i never believed in those processes . I further went online and on one fateful Saturday i found testimony online about a loan agency named THE WINONA MILLARAY LOAN COUNCIL and upon communicating with them and seeing their online protocols , i saw something so distinct and different about them simply because they scrutinized my details properly and even to the extent of sending a signal to my current location in order to check if it was giving the right address and after all this was concluded , i was now fully convinced even by the way they message me , OMG , so official , and their email has a signature that shows that the loan agency was properly licences and duly accredited and seeing all these proves i decided to proceed with them and by God grace , i was granted an educational loan funds of POUNDS 80K upon my qualification for that loan and this is why i am so so happy and excited posting about this loan agency that has giving me hope again to go back to school and the beauty of this loan agency is that they normally give you a time period of 6 months space to start with your loan repayment after you might have received a loan from them .here is their information and do make sure that you have them contacted if really you are interested in getting any form of loan funds online simply because i have verified and found out that they are the best leading online loan agency of our time .thewinonamillarayloancouncil@hotmail.com and mrswinonamillarayloancouncil@gmail.com Angel

    ReplyDelete
  132. HOW I GET FREE FROM HERPES AFTER 8 DAYS

    My name is Paulson Hooker,i am from USA.I want to share my testimony on how i get cure of my HERPES GENITAL with the help of Doctor OSCAR DILAN, I have being suffering for this disease for a very long time now and I have try several means to get rid of it, but there was no solution to it because my doctor told me at the hospital that herpes has no cure.I have being scam by several people on internet who claim that they have herpes cure.but I never gave up, until I saw a post,posted by JACK WILSON. when I saw her testimony I was happy because she make a statement that the herbal doctor medicine is for free. after reading the testimony,so I collect the herbal doctor email and mail him about my herpes that I need cure and 4 hours later he replied my mail, and told me to send him my details about my self and after that he told me that his herbal medicine is free and that the only thing that I need to do, is to provide money that he will use in getting the herbal medicine preparation done and I told him that he should give me 2/3 days to get the money amd we keep on sending mail to each other and using phone calls to communicate and three days later I got the money that he request for in getting the items and I send it to him he email me that he has purchase the items that he is about to prepare the herbal medicine and after the preparation he send the herbal medicine to me via fedex and he also give me the guide line on how to use the herbal medicine and after using it for 8 days as he told me, then I went for medical checkup at the hospital and I was so surprise that the doctor congratulate me that am now herpes negative and I was so happy because at last am free from herpes and also I want to thank WILSON for using doctor OSCAR DILAN to cure my herpes and another testimony is that two of my friend who also have herpes that contacted doctor OSCAR DILAN for their own cure have also been cured from herpes and now they are also herpes NEGATIVE like me and if you have herpes or any other disease and you want to get rid of it, DR OSCAR DILAN is the best DR to cure it. If you want to be sharing the same testimony that am sharing with other who has being cure by him kindly contact doctor OSCAR DILAN via this email: oscardilan68@yahoo.com OR oscardilan68@hotmail.com OR oscardilan68@gmail.com .... YOU CAN USE ANY OF THE EMAILS... .... DR OSCAR GOT ALL CURE AND REMEDY TO ALL KIND OF SICKNESS YOU MIGHT HAVE BEEN SUFFER FROM AND ALSO SPECIALISES IN THE FOLLOWING:

    (1) If you want your ex-back.
    (2) If you always have bad dreams.
    (3) You want to be promoted in your office.
    (4) You want women/men to run after you.
    (5) If you want a child.
    (6) You want to be rich.
    (7) You want to tie your husband/wife to be yours forever.
    (8) If you need financial assistance.
    (9) Herbal care
    (10) if you are unable to satisfy your wife sex desire due to low err action.
    (11) If your menstruation refuse to come out the day it suppose or over flows.
    (12) If your work refuse to pay you, people owing you.
    (13) Solve a land issue and get it back.
    (14) Did your family Denny you of your right?
    (15) Do you have a low sperm count?
    (16) Are you contesting for any political position in your country?
    (17) Case solves E.T.C

    You are free to contact him at ( oscardilan68@yahoo.com OR oscardilan68@hotmail.com OR oscardilan68@gmail.com .... YOU CAN USE ANY OF THE EMAILS... ) ..... CONTACT HIM NOW FOR ALL ANSWERS TO ANY KIND OF PROBLEMS: oscardilan68@yahoo.com OR oscardilan68@hotmail.com OR oscardilan68@gmail.com .... YOU CAN USE ANY OF THE EMAILS......YOU CAN ALSO ADD HIM UP ON WHATSAPP USING THIS MOBILE NUMBER:+2348077526136

    ReplyDelete
  133. HOW I GOT MY LOAN FROM THIS GREAT COMPANY CALLED ELLIOT OLIVE LOAN COMPANY

    Hello to All across the globe, I am Martha Loiussa, currently living in NEW YORK now, USA. I am a widow at the moment with 2 kids and I was stuck in a financial situation in April 2018 and I needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit ,do not fall prey to those hoodlums out there that call them self money lender they are all scam , all they want is your money and you well not hear from them again they have done it to me twice before I meet Mr ELLIOT OLIVE the most interesting part of it is that my loan was transfer to me within 74hours so I will advice you to contact Mr ELLIOT OLIVE if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email……… ( elliotoliveloanfirm@yahoo.com OR elliotoliveloanfirm@gmail.com OR elliotoliveloanfirm@hotmail.com ) No credit check, no co signer with just 2% interest rate and better repayment plans and schedule if you must contact any firm with reference to securing a loan without collateral then contact Mr ELLIOT OLIVE today for your loan

    They offer all kind of categories of loan they

    Short term loan (5_10years)
    Long term loan (20_40)
    Media term loan(10_20)
    They offer loan like
    Home loan............., Business loan........ Debt loan .......
    Student loan..........,Business start up loan
    Business loan....... , Company loan.............. etc
    Email..........( elliotoliveloanfirm@yahoo.com OR elliotoliveloanfirm@gmail.com OR elliotoliveloanfirm@hotmail.com )
    When it comes to financial crisis and loan then Mr ELLIOT OLIVE loan financial is the place to go please just tell him I Martha Loiussa direct you Good Luck.... HS EMAIL IS : elliotoliveloanfirm@yahoo.com OR elliotoliveloanfirm@gmail.com OR elliotoliveloanfirm@hotmail.com ..

    ReplyDelete
  134. Now You Can Stop Your Break Up, Divorce or Lovers Rejection… Even If Your Situation Seems Hopeless! My husband said he no longer loved me at the end of January this year and i was hurt and heart broken i felt like my life was about to end and I almost committed suicide, I was emotionally down for a very long time. Thanks to a spell caster called Dr OSCAR DILAN, which I meet online, on one faithful day, as I was browsing through the internet and I came across a lot of testimonies about this particular spell caster. Some people testified that he brought their Ex lover back, some testified that he restores womb, cure cancer and other sickness, some testified that he can cast a spell to stop divorce and so on. I also come across one particular testimony and it was about a woman called Tracey Hilton, she testified about how he brought back her Ex lover in less than 2 days and at the end of her testimony she dropped Dr OSCAR DILAN mail address. After reading all these,I decided to give it a try and I contacted him via email and explained my problem to him. In just 48 hours, my husband came back to me and we solved our issues, we are even happier than before. Dr OSCAR DILAN is really a gifted man and I will not stop testifying about him because he is a wonderful man and so powerful... If you have any problem and you are looking for solution to solve all your problems. Great Dr OSCAR DILAN can also offer any types of help like Reuniting of marriage and relationship, Curing of all types of Diseases, Court Cases, Pregnancy Spell, Spiritual protection,winning of lottery and lot's more. you can contact him on Email: oscardilan68@yahoo.com OR oscardilan68@hotmail.com OR oscardilan68@gmail.com .... YOU CAN USE ANY OF THE EMAILS....... YOU CAN ALSO ADD HIM UP ON WHATSAPP USING THIS MOBILE NUMBER:+2348077526136, if you have any problem contact him, I give you 100% guarantee that he will help you.

    ReplyDelete
  135. Read Up My Story Today as my story is a very special and unique one as is not like the numerous advert you always see online and also I want to be 100% sincere and truthful to you that there can never be any other online spell caster that can help you bring back your EX BACK to you other than DR OSCAR DILAN as he alone is 100% effective,dynamic and very reliable as 99.9% of other spell casters are not for real and can never help you solve your problems at all instead they will complicate your present condition OK SO BE WISE AND ALSO BE WARNED AND CONTACT DR OSCAR DILAN TODAY... MY OWN LIFE STORY / EXPERIENCES IS BELOW:


    My Name is Mark Kelvin, From USA. I wish to share my testimonies with the general public about what this man called Dr OSCAR DILAN has just done for me , this man has just brought back my lost Ex WIFE to me with his great spell, I was married to this woman called Sharon we were together for a long time and we loved our self’s but when I was unable to make her pregnant for me and also give her al she needs she left me and told me she can’t continue anymore then I was now looking for ways to get her back until a friend of mine told me about this man and gave his contact email: oscardilan68@yahoo.com OR oscardilan68@hotmail.com OR oscardilan68@gmail.com .... YOU CAN USE ANY OF THE EMAILS TO CONTACT HIM as you won't believe this when I contacted this man on my problems he prepared this spell cast and bring my lost WIFE back, and after a month she became pregnant for me because he gave me some herbs to take also and when she went for a test and the result stated that she was pregnant am happy today am a FATHER of a baby girl, thank you once again the great DR OSCAR DILAN for what you have done for me, if you are out there passing through any of this problems listed below:

    (1) If you want your ex back.
    (2) if you always have bad dreams.
    (3) You want to be promoted in your office.
    (4) You want women/men to run after you.
    (5) If you want a child/PREGNANCY SPELL.
    (6) You want to be rich.
    (7) You want to tie your husband/wife to be
    yours forever.
    (8) If you need financial assistance.
    (9) How you been scammed and you want to recover you lost money.
    (10)Stop Divorce
    (11) CURE TO ALL KIND OF SICKNESS/DISEASES HERE
    (12) Winning of lottery
    (13) Cure To Hiv/Aids
    (14) LOTTERY/LOTTO SPELL WINNING
    (15) CURE TO HERPES AND ANY OTHER SEXUALLY TRANSMITTED DISEASES AT ALL...
    (16) HAVE YOU BEEN SCAMMED BEFORE AND NEEDS TO RECOVER ALL THE DOLLARS/MONEY YOU LOST TO THESE FRAUDSTER ???.. CONTACT OSCAR DILAN AS HE HELPED MY FRIEND CALLED LEONARD CAPTAIN FROM USA TO RECOVER BACK THE SUM OF $300,000.00 DOLLARS HE LOST TO SCAMMERS ONLINE

    Email: oscardilan68@yahoo.com OR oscardilan68@hotmail.com OR oscardilan68@gmail.com .... YOU CAN USE ANY OF THE EMAILS TO CONTACT HIM ...... YOU CAN ALSO CALL / ADD HIM UP ON WHATSAPP USING THIS MOBILE NUMBER:+2348077526136

    ReplyDelete
  136. 2019 FUNDS/FORGET ABOUT GETTING A LOAN

    GET YOUR BLANK ATM CREDIT CARD AT AFFORDABLE PRICE
    *We sell this cards to all our customers and interested buyers worldwide,the card has a daily withdrawal limit of $5000 and up to $50,000 spending limit in stores and unlimited on POS.*
    *email blankatmmasterusa@gmail.com
    *you can also call or whatsapp us Contact us today for more enlightenment
    +1(539) 888-2243
    *BEWARE OF SCAMMERS AND FAKE HACKERS IMPERSONATING US BUT THEY ARE NOT FROM
    US CONTACT US ONLY VIA THIS CONTACT *
    WE ARE REAL AND LEGIT...........2019 FUNDS/FORGET ABOUT GETTING A LOAN..

    website:https://blankatmmasterusa.wixsite.com/blankatmhackers

    ReplyDelete
  137. 2019 FUNDS/FORGET ABOUT GETTING A LOAN

    GET YOUR BLANK ATM CREDIT CARD AT AFFORDABLE PRICE
    *We sell this cards to all our customers and interested buyers worldwide,the card has a daily withdrawal limit of $5000 and up to $50,000 spending limit in stores and unlimited on POS.*
    *email blankatmmasterusa@gmail.com
    *you can also call or whatsapp us Contact us today for more enlightenment
    +1(539) 888-2243
    *BEWARE OF SCAMMERS AND FAKE HACKERS IMPERSONATING US BUT THEY ARE NOT FROM
    US CONTACT US ONLY VIA THIS CONTACT *
    WE ARE REAL AND LEGIT...........2019 FUNDS/FORGET ABOUT GETTING A LOAN..

    website:https://blankatmmasterusa.wixsite.com/blankatmhackers

    ReplyDelete

  138. A few months ago i needed a loan and a client who had come to get some services from my boss was discussing how he got an online loan funds at an affordable interest rate of 2% percent , hearing that you can get loans online at such a cheaper rate , made me get interested and i didn't even bother to ask him the company he had gotten the loan from , SHIT , i went online and got what i found , scammers , they scammed me the little $3000 USD i had gathered and also sweet talked me to borrow from friends and this made it a total of $8000 USD , it was a devastating experience and i was going crazy because i eventually realised that all my efforts was a waste as i had just been scammed .
    I told my boss my experience and asked to get the contact of the client who had come to see her so i could get to ask the name of the company that assisted him and she gave me and i contacted the client and told him my experience and he advised that he got his loan funds from the WINONA MILLARAY INTERNATIONAL LOAN FOUNDATION that also has a branch in one of the states in the United state , Australia and several other branches in the global world and he advice that i should contact them without fear , i did contact them and funny enough i was told not to pay nothing because i meant up with the entire requirement and magically , i got my loan funds alert exactly after 48 hours of my application and behold it was $100,000.000 USD that i got .
    My simple advice is that this is a time whereby scammers from Africa are desperate , especially in this economy meltdown period and we all the people of America should be careful of those we deal with so that we dont become victims like i was before the WINONA MILLARAY INT'L LOAN AGENCY CHANGED MY Life . You can reach them on the following email address : , thewinonamillarayloancouncil@hotmail.com
    mrswinonamillarayloancouncil@gmail.com Joyce

    ReplyDelete

  139. A few months ago i needed a loan and a client who had come to get some services from my boss was discussing how he got an online loan funds at an affordable interest rate of 2% percent , hearing that you can get loans online at such a cheaper rate , made me get interested and i didn't even bother to ask him the company he had gotten the loan from , SHIT , i went online and got what i found , scammers , they scammed me the little $3000 USD i had gathered and also sweet talked me to borrow from friends and this made it a total of $8000 USD , it was a devastating experience and i was going crazy because i eventually realised that all my efforts was a waste as i had just been scammed .
    I told my boss my experience and asked to get the contact of the client who had come to see her so i could get to ask the name of the company that assisted him and she gave me and i contacted the client and told him my experience and he advised that he got his loan funds from the WINONA MILLARAY INTERNATIONAL LOAN FOUNDATION that also has a branch in one of the states in the United state , Australia and several other branches in the global world and he advice that i should contact them without fear , i did contact them and funny enough i was told not to pay nothing because i meant up with the entire requirement and magically , i got my loan funds alert exactly after 48 hours of my application and behold it was $100,000.000 USD that i got .
    My simple advice is that this is a time whereby scammers from Africa are desperate , especially in this economy meltdown period and we all the people of America should be careful of those we deal with so that we dont become victims like i was before the WINONA MILLARAY INT'L LOAN AGENCY CHANGED MY Life . You can reach them on the following email address : , thewinonamillarayloancouncil@hotmail.com
    mrswinonamillarayloancouncil@gmail.com Joyce

    ReplyDelete

  140. A few months ago i needed a loan and a client who had come to get some services from my boss was discussing how he got an online loan funds at an affordable interest rate of 2% percent , hearing that you can get loans online at such a cheaper rate , made me get interested and i didn't even bother to ask him the company he had gotten the loan from , SHIT , i went online and got what i found , scammers , they scammed me the little $3000 USD i had gathered and also sweet talked me to borrow from friends and this made it a total of $8000 USD , it was a devastating experience and i was going crazy because i eventually realised that all my efforts was a waste as i had just been scammed .
    I told my boss my experience and asked to get the contact of the client who had come to see her so i could get to ask the name of the company that assisted him and she gave me and i contacted the client and told him my experience and he advised that he got his loan funds from the WINONA MILLARAY INTERNATIONAL LOAN FOUNDATION that also has a branch in one of the states in the United state , Australia and several other branches in the global world and he advice that i should contact them without fear , i did contact them and funny enough i was told not to pay nothing because i meant up with the entire requirement and magically , i got my loan funds alert exactly after 48 hours of my application and behold it was $100,000.000 USD that i got .
    My simple advice is that this is a time whereby scammers from Africa are desperate , especially in this economy meltdown period and we all the people of America should be careful of those we deal with so that we dont become victims like i was before the WINONA MILLARAY INT'L LOAN AGENCY CHANGED MY Life . You can reach them on the following email address : , thewinonamillarayloancouncil@hotmail.com
    mrswinonamillarayloancouncil@gmail.com Joyce

    ReplyDelete


  141. This breakthrough happened sometimes ago but i still cant forget how my life changed as a result of this loan encounter with the ameir miller group of firms but i will post this again even though it is coming very late because i just have to say this testimony on here so that everyone can also be aware of this great thing that happened in my life through the Ameir Miller Financial Firm , I am {Stefano} a college student, all thanks to the Amier Miller Loan Institute for putting this great smile on my face llast year and for standing by there words in granting me this loan funds as they have dully promised , its so amazing that i just got an alert from my bank that the loan amount of $ 10,000 Usd that i applied for from the Amier Miller Classic Loan Institute which was duly credited into my bank account has they promised without any formof delays , i am very excited about this thing in my life because i never knew that i would really get this loan funds and i know that this is the lords doing and it is so marvelous in my eyes . finally i can now sleep with my 2 eyes closed. Here is there email address just incase you need a loan too : ameirmillerclassicloaninstitute@yahoo.com text them at , ameirmillerapprovedloans@usa.com ,or perhaps , theameirmillerfinancialoffice@gmail.com this GOD BLESS .

    ReplyDelete